Accomplished and hardworking business professional seeking an opportunity in an environment where I can utilize my knowledge, leadership and process improvement skills to make a significant contribution to the success of the company. I bring more than 18 years of business experience in related roles including, management, development, contract execution, litigation, quality assurance, sales and customer service roles. I'm confident I would be a great candidate for this role. Thank you for considering my application.
Provided professional and compassion care to individuals with various physical, mental and cognitive disabilities where my duties included but were not limited too:
Specialized in handling attorney repped bodily injury claims to negotiate settlements within Geico's claim department where my duties included but were not limited too: Conducting interviews with insureds, claimants, witnesses, and experts to gather information and evidence to support litigation decisions. Conducted detailed investigations into liability, policy contract limits, state guidelines and legal case files. Reviewed case law and venue to predict outcome of presented claims and to set proper reserves and timely handling of file and potential claim exposure. Prepared comprehensive reports, documentation, and evidence for litigation cases, including participation in mediation and settlement conferences. Managed a high-volume caseload of complex claims, adhering to strict deadlines and regulatory requirements. Responded to letters of representation, subpoenas and reviewed demands and legal paperwork from attorneys and responded appropriately. Drafted legal documents, including offer letters, settlement agreements and court pleadings, in compliance with relevant laws and regulations. Represented the company in litigation proceedings and communicated with outside legal counsel. Negotiated settlements with claimants, insurance carriers and opposing counsel to resolve disputes efficiently and effectively. Negotiated settlements and resolved claims within policy limits while adhering to state regulations.
Analyzed and investigated first and third party bodily injury claims to determine extent of company's liability assisting customers who wished to handle the claim independently without attorney representation where my duties included but were not limited too: Evaluating claim to determine coverage and liability. Reviewing medical records, police reports, and other evidence to assess the extent of injuries and medical treatment required / seeking. Established and maintained high level of positive working relationships with internal and external customers, ensuring satisfaction with company services. Reviewed medical billing to ensure that injuries and treatment claimed are casually related to the accident. Processed medical bills and records in accordance with insurance policies and state regulations. Staying up-to-date on medical billing codes, industry trends, and regulatory changes to ensure compliance and accuracy in claims processing. Identified and resolved treatment discrepancies or inconsistencies in claims to prevent fraudulent or inaccurate medical billing. Settled minor to complex injury claims after monitoring ongoing medical treatment and/or other ongoing procedures for appropriateness. Consistent leader in customer service scores using patience and empathy to provide professional responses when speaking to a wide variety of people in various stages of expectation. Referred files appropriately based on suspicious facts of loss, damages, or where liability subrogation potential was evident.
Successfully supervised and developed 4 rotations of new hire employees through the acclimation process of the service representative position within geico's claims department where my duties included but were not limited too: Supervising a team of 8 members within the 3 month transition period overseeing their growth and performance, providing feedback, and conducting regular performance reviews. Maintaining a record of tardy and absent employees daily. Leading daily meetings with team members to communicate company updates, goals, and expectations of the day. Ensured all team members completed all training/onboarding lessons and have a thorough understanding of material presented. Instructed trainees through lectures, discussions and live demonstrations. Designed and created daily lesson plans for activities. Conducted one-on-one coaching sessions with team members to identify skill gaps and provide personalized development plans.
Investigated and assessed insurance coverage for reported claims flagged as failing to meet policy and contract obligations to determine if coverage would be afforded. Where my duties included but were not limited too: Conducting detailed day one investigations into policy/coverage including securing recorded statements from involved parties, obtaining contractual documentation, requesting and reviewing any additional evidence into policy and coverage status. Empathetically explained to all involved parties investigation process timeframe, current status of claim and advised coverage may not be afforded due to a coverage or policy/contract concern. Completed timely and thorough investigations to expedite process for all parties waiting to confirm coverage. Prepared detailed reports on investigation findings and presented recommendations to senior management. Prepared and sent reservation of right letters, coverage denials and disclaimers using the state required language within the state required timeframe. Adhered to all statutory and regulatory fair claims practices.
Worked alongside the training staff and analyst teams within Geico to conduct quality assurance monitoring of company's service expectations, claim file accuracy, product standards, procedure adherence and process completion. Where my duties included but were not limited too: Listening to representative calls either recorded live or side-by-side while communicating feedback. Auditing representative claim files and calls recording a rating or score that would be used, considered and analyzed in multiple layers of inter-company business. Attended and contributed to cross-functional team meetings to identify root causes of quality issues, implemented corrective actions and recommended resolutions. Proposed process improvements to enhance operations, ensure reliability of systems, and minimize downtime, errors, and defects.
Provided exceptional customer service processing general liability claims where my duties included but not limited too: Collecting information from callers who wished to report first and third party damage claims. Explained 1st and 3rd party coverages to customers as it related to applicable claims and coverage. Conducted preliminary investigations to determine loss details through various methods of contact. Attained statements from involved parties to determine liability. Updated appropriate parties as needed with claim status. Reviewed statements to ensure type of loss clarification was set correctly to avoid unnecessary surcharges. Verified claim settlements and payments were in compliance with company policies and procedures. Updated and maintained accurate customer records and account information to ensure data integrity. Successfully managed a high volume of claims & inbound /outbound phone calls. Administrative task included but not limited to typing, processing payments/mail and sending and responding to email correspondence.