Overview
Work History
Education
Skills
Certification
Languages
Timeline
Generic

Larry Curbelo

Land O Lakes,FL

Overview

9
9
years of professional experience
1
1
Certification

Work History

Fraud Investigator

PricewaterhouseCoopers (PwC)
10.2023 - 07.2025
  • Conducted comprehensive investigations into suspected fraudulent activities, including but not limited to identity theft, account take over, first party fraud, check fraud, and elder financial exploitation.
  • Analyzed financial transactions to determine irregularities and suspicious activity.
  • Prepared written Suspicious Activity Reports of investigation findings.
  • Utilized various investigative techniques, such as data analysis, link analysis, and open-source intelligence to gather evidence and build cases.
  • Used investigative tools including LexisNexis and NICE Actimize.
  • Conducted comprehensive customer due diligence to ensure compliance with KYC regulations.

Financial Crime Analyst

Wex Inc.
01.2022 - 09.2023
  • Investigated cases of identity theft, credit card fraud, application fraud, and account takeover.
  • Conducted in-depth analysis of transactional data to identify suspicious patterns and potential fraud indicators.
  • Filed and prepared Suspicious Activity Reports.
  • Utilized LexisNexis, Verafin, Salesforce, and other technology to perform link analysis.
  • Analyzed customer data to identify and mitigate potential AML/KYC risks.
  • Analyzed suspicious transactions to identify potential money laundering activities.
  • Utilized advanced analytical software for monitoring transactions in real-time for anomalies.

Financial Aid Officer

Kaplan Inc.
09.2019 - 01.2022
  • Processed and awarded Title IV financial aid packages for new and continuing students, including Pell Grants, Direct Loans, SEOG, and institutional aid.
  • Monitored institutional budgets, allocating funds effectively to maximize available assistance for students in need.
  • Provided financial aid counseling to enrolled and prospective students.
  • Performed reconciliation of federal aid programs with institutional accounts, utilizing COD and NSLDS data to identify and resolve discrepancies, ensuring accurate fund disbursement.
  • Utilized financial aid management systems to track application status and streamline processes.
  • Reviewed financial aid appeals, issuing secondary and final judgments on award packages.

Fraud Analyst

Wells Fargo
01.2017 - 05.2018
  • Investigated suspected fraudulent claims/transactions, including suspicious activity alerts.
  • Prepared written Suspicious Activity Reports of investigation findings.
  • Analyzed transaction data to identify fraudulent activities and mitigate risk exposure.
  • Monitored real-time transactions and account activity.
  • Trained in basic AML red flags, and internal fraud handling protocols.
  • Handled outbound and inbound calls to verify unusual transactions, confirm account activity, or resolve inconsistencies in account applications.
  • Worked with merchants to validate chargeback claims and gather evidence for disputed charges.

Education

Masters - Business Administration

Florida International University
Miami, FL
01-2021

Bachelor of Science - Criminal Justice

Florida International University
Miami, FL
01-2015

Skills

  • SQL
  • Tableau
  • Data analysis
  • MS Excel
  • Critical thinking
  • Organizational skills

Certification

Google Data Analytics Professional Certificate - Google.

Languages

English
Spanish

Timeline

Fraud Investigator

PricewaterhouseCoopers (PwC)
10.2023 - 07.2025

Financial Crime Analyst

Wex Inc.
01.2022 - 09.2023

Financial Aid Officer

Kaplan Inc.
09.2019 - 01.2022

Fraud Analyst

Wells Fargo
01.2017 - 05.2018

Masters - Business Administration

Florida International University

Bachelor of Science - Criminal Justice

Florida International University

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Larry Curbelo