Summary
Overview
Work History
Education
Skills
References
Timeline
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Larry Muniz

Pomona,CA

Summary

Results-driven Automotive professional known for high productivity and efficient task completion. Specialize in financial analysis, risk assessment, regulatory compliance, and maximizing dealership profitability. Excel in negotiation, strategic planning, and analytical problem-solving, ensuring seamless finance operations. Generate strong communication, leadership, and organizational skills to enhance team performance and drive business success.

Overview

5
5
years of professional experience

Work History

Automotive Finance Manager

Cox Automotive
Glendora, CA
07.2024 - Current
  • Foster a culture of transparency and honesty in all financial dealings to build trust with customers and colleagues.
  • Prepare and review all paperwork related to the sale and financing of vehicles, ensuring accuracy and completeness.
  • Assess the risk associated with potential borrowers to minimize losses. Such as calculating the feasibility of loan approval by reviewing financial histories, and collecting and evaluating all-important purchasing party documentation.
  • Develop strategies to increase auto finance sales volume while maintaining profit margins.
  • Building and maintaining strong relationships with partner lenders.
  • Ensuring compliance with all federal, state, and local regulations governing automotive sales and financing.
  • Trained cross-functional teams on financing options, processes, and best practices to enhance team performance and achieve new goals.
  • Educate customers on the benefits and terms of vehicle financing options and products, such as vehicle service contracts and GAP.
  • Maintain up-to-date knowledge of automotive finance industry trends, products, and technologies.
  • Provide technical skills and expertise to troubleshoot complex problems, and implement solutions. Also, utilizing various software and tools to streamline processes and optimize performance.

Automotive Transaction Manager

Cox Automotive
Glendora, CA
05.2022 - Current
  • Processed, verified, and analyzed thousands of identities on a proprietary platform, using internal KYC methodology.
  • Assisted users from the start to end of the transactional process for vehicle purchases and sales, ranging from payment to financing to titling.
  • Investigate, report, and act on discrepancies while finding new processes for unencountered anomalies.

Furniture Sales Consultant

Ashley Furniture Homestore
Montclair, CA
10.2019 - 04.2022
  • Sold and processed ancillary products that would benefit the customer in relation to the product they are purchasing.
  • Offered financing options to customers, explaining terms and conditions clearly.
  • Writing and distributing accurate paperwork and tickets for sold items to fulfill the transaction process.

Education

High School Diploma -

Los Osos High School
Rancho Cucamonga, CA
05-2016

Skills

  • Intercom
  • Salesforce
  • Dealertrack/REGUSA
  • RouteOne and CUDL
  • Google Sheets, Microsoft Excel
  • Adobe OneDrive
  • Stripe Payments

References

References available upon request.

Timeline

Automotive Finance Manager

Cox Automotive
07.2024 - Current

Automotive Transaction Manager

Cox Automotive
05.2022 - Current

Furniture Sales Consultant

Ashley Furniture Homestore
10.2019 - 04.2022

High School Diploma -

Los Osos High School

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Larry Muniz