Larry Sherrod
Oroville,CA
Summary
Seasoned Credit Underwriter with a robust 16-year background in banking, finance, and financial analysis. Specializes in credit underwriting, risk mitigation, and company management, complemented by a strong record of supervisory duties. Offers a unique perspective and disciplined approach, honed from 6 years of distinguished service as an Army Paratrooper.
Overview
26
26
years of professional experience
Work History
Consumer Credit Underwriter
Tri Counties Bank HQ
Chico, CA
01.2020 - Current
- Reviewed and evaluated loan applications to assess creditworthiness, risk and eligibility for approval.
- Analyzed financial information including income, assets, liabilities and credit history of applicants.
- Key architect in the company’s revolutionary transformation from a consumer credit center to a fulfillment center, driving unprecedented growth in operational efficiency and skyrocketing customer satisfaction.
Small Business Specialist
US Bank NA
Seattle, WA
01.2012 - 01.2018
- Assisted in the development of treasury management services, payroll service, loan applications, cash flow projections, & business account analysis
- Recruited New small & commercial businesses by referral, solicitation & consumer relationship development.
- Conducted market research to analyze competitive products and services.
88M Motor Transport Operator
US Army
Fort Lewis , WA
10.2001 - 11.2007
- Operated heavy and light wheeled vehicles in a variety of terrains.
- Transported personnel, supplies, and equipment within designated areas.
- Performed preventative maintenance on vehicles and equipment
- Performed Vehicle extrication in hostile environments
- Operated & Educated Soldiers on Heavy Weaponry operation.
- Assessed High Risk situations and carried out orders under high stress situation.
Flight Attendant
United Airlines
Washington DC, DC
01.1998 - 09.2001
- Head of quality and emergency service coordination in conjunct with pilots. Managed operations under direction of the captain while in flight.
- Ensured the quality of customer experience by resolving any issues that arose during the flight promptly and professionally.
- Participated in pre-flight briefings to discuss flight details, weather and service plans.
Education
Parachutists Badge -
US Army Airborne School
Fort Benning, GA03-2002
Leisure & Hospitality Certification - Travel
International Air And Hospitality Academy
Vancouver, WA05-1997
Skills
- Influencing business growth
- Risk Mitigation
- Analyzing data
- Portfolio Management
- Credit analysis
- Loss Prevention
- Personnel Management
- Education & Presentation
- Crew Leadership
- Interpersonal Relationship Development
Timeline
Consumer Credit Underwriter
Tri Counties Bank HQ
01.2020 - Current
Small Business Specialist
US Bank NA
01.2012 - 01.2018
88M Motor Transport Operator
US Army
10.2001 - 11.2007
Flight Attendant
United Airlines
01.1998 - 09.2001
Parachutists Badge -
US Army Airborne School
Leisure & Hospitality Certification - Travel
International Air And Hospitality Academy
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