LaTasha Ashley
Atlanta,GA
Summary
Talented Mortgage Underwriter with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills. Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 16 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Mortgage Underwriter
Chase Bank
11.2019 - 03.2023
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Reviewed appraisals and title documents to verify accuracy and completeness.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Verified integrity of applicants' information to minimize fraud.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
Financial Advisor
Merrill Lynch
Jacksonville, FL
02.2006 - 08.2009
- Self-motivated, with a strong sense of personal responsibility.
- Skilled at working independently and collaboratively in a team environment.
- Excellent communication skills, both verbal and written.
- Managed time efficiently in order to complete all tasks within deadlines.
- Paid attention to detail while completing assignments.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Participated in team projects, demonstrating an ability to work collaboratively and effectively.
Education
Associate of Arts - Finance
Florida State College At Jacksonville
Jacksonville, FL08.2023
Skills
- Banking Standards
- Government Lending
- Loan Portfolio Monitoring
- Jumbo and Super Jumbo Loans
- Collections Proficiency
- Loan Modification
- Financial Service Solutions
- Desktop Underwriter
- Regulatory Disclosure Preparation
- Asset Statements
- Loan Product Knowledge
- Financial Accounting
- Fraud Prevention and Detection
- Debt-To-Income Ratios
- Financial Advisement
- Commercial Real Estate
Certification
- Licensed Financial Advisor - 4 years
Timeline
Mortgage Underwriter
Chase Bank
11.2019 - 03.2023
Financial Advisor
Merrill Lynch
02.2006 - 08.2009
Associate of Arts - Finance
Florida State College At Jacksonville
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