Summary
Overview
Work History
Education
Skills
Education and Training
Timeline
Generic

LATHEETHA MILLS

Richmond,VA

Summary

Detailed, organized finance/loan analyst with a multitude of experience in business analysis, real estate taxes, loans, insurance processing, identifying potential risks/issues and provide end to end solution for clients and businesses. Ability to utilize knowledge of regulatory and compliance requirements to help minimize financial risk while adhering to the service level agreement (SLA). Detail oriented, with advanced knowledge of multiple systems and tools to solve financial problems. Skills include Knowledgeable and dedicated customer service professional with extensive experience in the banking industry. Solid team player with outgoing, positive demeanor and proven skills in establishing rapport with clients. Motivated to maintain customer satisfaction and contribute to company success. Specialize in quality, speed and process optimization. Articulate, energetic and results-oriented with exemplary passion for developing relationships, cultivating partnerships and growing businesses.

Customer-focused professional with a background in customer service roles. Known for providing top-notch client support while maintaining high levels of customer satisfaction and loyalty. Strengths include exceptional communication, problem-solving skills, and ability to handle multiple tasks simultaneously. Proven track record of consistently improving operational processes to enhance the overall customer experience.

Overview

8
8
years of professional experience

Work History

Customer Care Representative II

Anthem
Richmond, VA
08.2023 - 03.2024
  • Conducted inbound and outbound calls, emails offering clear, empathetic assistance on policy coverage, benefits, and claims.
  • Documented each interaction thoroughly in Anthem’s tracking systems.
  • Meet department performance metrics, including first-call resolution and quality standards
  • Developed highly empathetic client relationships and earned reputation for exceeding service standard goals.

Associate LTC Claims Specialist

Genworth Financial
11.2022 - 02.2023
  • Guide and inform policyholders and representatives of their Long term care policy and rates and help families navigate their decision to help with the financial challenges of aging
  • Process transactions such as NFOs (Nonforfeiture) settlement policies, plan change apologies, suspend and unsuspended Billing, and LBO (Limited Benefit Options) letter
  • Assist customers with decisions on rate action quotes, follow-up letters, and payments
  • Educate customers about their products features as well as self-service functionality via the IVR and web
  • Assist customers with knowledge of the caregiving options and funds for their long term care needs
  • Demonstrate consistent ownership and initiative in call follow-up, documentation, and work item management

Debit Card Fraud Specialist

Apple One (Capital One)
06.2022 - 11.2022
  • Responsible for performing research step in processing claims of fraud or dispute on Capital One debit and ATM transactions
  • Reviewed documentation related to claims based on Regulation E and related Capital One procedures
  • Assists in loss mitigation for Capital One through chargebacks and other loss recovery means
  • Maintain claims, accompanying information, and status in claims case management system
  • Utilize investigation skills and document findings
  • Gain extensive knowledge of Regulation E
  • Meet performance expectation related to productivity, effectiveness and customer experience
  • Assist customers, banking offices and customer service with inquiries related to debit card claims
  • Ensure customer financial concerns are resolved by adhering to regulations and compliance to departmental policies, risk avoidance standards and service level agreement (SLA)

Commercial Operations Loan Specialist II

Citizens bank
Richmond , VA
10.2018 - 01.2022
  • Managed escrow accounts, ensuring timely and accurate disbursement of property tax and insurance payments.
  • Review and reconcile escrow balances; monitor compliance with federal, state, and institutional regulations.
  • Coordinated with vendors and insurance providers to resolve discrepancies and ensure updated documentation.
  • Conducted escrow analyses and prepared annual statements for clients.
  • Provide high-quality customer service by addressing account inquiries and resolving complex escrow issues.

Mortgage Customer Service Representative II

Suntrust Mortgage
01.2016 - 02.2018
  • Manage escrow accounts, ensuring timely and accurate disbursement of property tax and insurance payments.
  • Provide high-quality customer service to mortgage clients via phone, email, and chat.
  • Resolve account inquiries, payment issues, and mortgage servicing questions efficiently and accurately.
  • Detect and escalate potential fraud or security concerns following company protocols.
  • Assisted in training new team members on customer service best practices and internal processes.
  • Delivered customer support in a high-volume call center environment, resolving client inquiries and escalating issues as needed.

Education

Associate of Science - Registered Nurse

J Sargeant Reynolds Community College

Skills

  • Microsoft Office 365
  • Avaya/Cisco Software
  • Knowledge
  • Multi-tasker
  • Analytical Thinking
  • Finance Advisor
  • Process & Procedure Adherence
  • Maintenance of Insurance and or tax lines
  • Smart web
  • Black Knight
  • Fidelity (MSP)
  • MAGIC
  • FileNet
  • Black Bird
  • EAGLE
  • PEGA
  • Inscope
  • Cloas
  • Solution central
  • Fobs
  • Hippa verification tool
  • Microsoft outlook
  • Researching
  • Time management
  • Complaint handling
  • 10-key
  • Research
  • Call center procedures
  • Call center experience
  • Problem resolution
  • Medical terminology
  • Shipping procedures
  • Product knowledge
  • Documentation
  • Inbound and outbound calling
  • Empathy and patience
  • Punctuality and reliability
  • Customer service

Education and Training

Bryant & Stratton LPN- 5/2025- Current 

Timeline

Customer Care Representative II

Anthem
08.2023 - 03.2024

Associate LTC Claims Specialist

Genworth Financial
11.2022 - 02.2023

Debit Card Fraud Specialist

Apple One (Capital One)
06.2022 - 11.2022

Commercial Operations Loan Specialist II

Citizens bank
10.2018 - 01.2022

Mortgage Customer Service Representative II

Suntrust Mortgage
01.2016 - 02.2018

Associate of Science - Registered Nurse

J Sargeant Reynolds Community College
LATHEETHA MILLS