Organized and detail-oriented Investigator dedicated to improving efficiency, productivity and profitability through continuous process improvement. Analytical thinker skilled at developing innovative solutions to complex problems.
Overview
12
12
years of professional experience
Work History
Independent Claims Adjuster
NARS, Crawford & Co, BinTech, City Of Daytona
07.2011 - Current
Settled complex total loss claims
Settled total loss claims of vehicles that exceed $75,000 ACV
Negotiated storage fees with Non-Program Body Shops
Negotiated water mitigation invoices in excess of $25,000
Settled bodily injury claims up to and including fatalities
Inspired and drove innovative business solutions that led to the development of a Fast Track Claims Dept
Reduced number of claims that went into Litigation
Identified and referred fraudulent claims preventing leakage
Developed a training manual outlining how to appropriately set and/or adjust reserves
Trained adjusters on the art of negotiations
Effectively leveraged medical records and ISO reports to drive settlements
Investigated and negotiated General Liability claims
Investigated and negotiated Premises Liability claims
Prepared and sent Reservation of Rights letters
Attended depositions and mediations
Worked with defense counsel to devise negotiation strategies
Notified excess carrier when claims met certain requirements such as loss of use of major limb
Municipality claims handling experience
Reviewed new files to determine current status of injury claim and to develop plan of action.
Identified insurance coverage limitations with thorough examinations of claims documentation and related records.
Reviewed questionable claims by conducting agent and claimant interviews to correct omissions and errors.
Read over insurance policies to ascertain levels of coverage and determine whether claims would receive approvals or denials.
Maintained suspicious claims database and prepared reports for supervisors.
Negotiated with policyholders and claimants to reach mutually satisfactory resolutions.
Collected evidence to support contested claims in court.
Visited customer locations to evaluate damage and provided cost estimates for remediation.
Trained other claims staff members on proper handling and evaluation of injury claims.
Prepared summaries of damage, payments, and policy coverage.
Reviewed police reports, medical treatment records, and physical property damage to determine extent of liability.
Determined liability outlined in coverage and assessed documentation such from police and healthcare providers to understand damages incurred.
Evaluated insurance policies and analyzed damages to determine coverage.
Researched claims and incident information to deliver solutions and resolve problems.
Identified suspicious losses and contacted manager for investigative assistance.
Delivered exceptional customer service to policyholders by communicating important information and patiently listening to issues.
Worked with private investigators and attorneys on preparation of evidence, witness statements and other documentation in preparation for trial.
Resolved complex, severe exposure claims using high service oriented file handling.
Mitigated risks and increased profitability with well-developed strategies for reducing future claims and costs.
Executive Board Member
Solita’s House
04.2021 - 08.2022
Collaborated with other board members to develop and execute programs and initiatives to advance organizational mission.
Oversaw business-wide changes to modernize procedures and organization.
Devised and presented business plans and forecasts to board of directors.
Analyzed industry trends and tracked competitor activities to inform decision making.
Developed innovative sales and marketing strategies to facilitate business expansion.
Developed and implemented strategies to drive organizational growth and development.
Increased corporate sponsorship by 300%
Licensed Sales Agent
Humana DMS
06.2018 - 11.2019
Recognized as a senior sales agent (top 10%) in the first year
Invited to senior business meetings to share ideas for innovation and growth
Identified areas with higher concentrations of Medicaid beneficiaries and helped develop plan offerings to better serve them
Entrusted with a special project to ease the financial impact of patients with chronic kidney disease
Recommended new healthcare model to lower readmission rates and member complaints Utilized problem framing and journey mapping to achieve enterprise level goals
Gained customer trust and confidence by demonstrating compelling, persuasive and composed professional demeanor.
Stayed current on company offerings and industry trends.
Selected correct products based on customer needs, product specifications and applicable regulations.
Exceeded corporate quotas for monthly policy sales.
Attended monthly sales meetings and quarterly sales trainings.