LATRISIA CORTEZ
Prosper,TX
Summary
Professional with strong background in loan analysis, equipped to drive impactful results. Proven in-depth understanding of financial assessments, risk management, and regulatory compliance. Known for collaborative teamwork and adaptability, ensuring seamless operations and successful outcomes. Skilled in data analysis, financial modeling, and client relationship management, with focus on delivering precise and timely solutions.
Overview
13
13
years of professional experience
Work History
Business-Commercial Loan Analyst (Government Contractor)
Small Business Administration
10.2024 - 03.2025
- Ensured compliance with federal regulations and SBA policies, boosting loan approval efficiency by 47%.
- Reviewed eligibility, insurance, and documentation for commercial loans.
- Conducted credit risk and financial assessments for business applicants.
- Tracked loan performance and monitored covenant compliance.
- Negotiated loan terms and conditions with customers to secure best deal.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Monitored pipelines to track and log status of loans.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Reviewed borrower financial statements, ensuring accuracy of information used in decision-making processes.
- Managed a diverse portfolio of loans while consistently adhering to established company guidelines and policies.
- Ensured compliance with regulatory standards by diligently reviewing documentation and loan data.
- Improved loan approval process by conducting thorough credit analysis and risk assessments.
- Served as liaison between borrowers, underwriters, and other relevant parties throughout the entire loan process for seamless coordination of efforts.
- Reduced instances of fraudulent activity by implementing robust verification procedures during the application process.
- Approved or denied loan applications and explained reasoning behind decisions.
Senior Legal Analyst (Government Contractor)
The Midtown Group-USDA Project/ Alvarez & Marsal Holdings, LLC
02.2024 - 09.2024
- Supported a federal agency in managing discrimination lawsuit.
- Maintained real-time claim tracking systems for accurate settlements.
- Conduct extensive legal research and factual investigation.
- Reviewed and analyzed information for production, including witness statements, and other sensitive information.
- Assisted in the coordination of large class action lawsuits.
- Ensure compliance with state and federal regulations and rules of civil procedure.
Senior Litigation Paralegal
Carrington Mortgage Holding
12.2022 - 10.2023
- Managed and tracked litigated foreclosure files including contested, title issues, mediated cases, and bankruptcy proceedings.
- Evaluated legal documents and case reports to assess potential risks and ensure compliance with state, federal, and investor requirements.
- Supported in-house counsel with legal research, case preparation, and provided strategy development for pre-litigation customer disputes.
- Received and reviewed lawsuits; coordinate legal strategy with retained attorneys to resolve all litigated matters.
- Prepared and maintained litigation case documentation and ensure timely follow-up on court dates and legal deadlines.
- Demonstrated consistent alignment with company values, legal ethics, and regulatory guidelines.
- Ensured compliance with court deadlines by diligently tracking filing dates and submitting required documentation in a timely manner.
- Coordinated strategies with retained attorneys to resolve lawsuits effectively.
Litigation Paralegal (Contractor)
Toyota Financial Services / BEPC Staffing
06.2022 - 09.2022
- Oversaw civil litigation, small claims, arbitration, and class actions.
- Flagged systemic legal issues and improved litigation processes.
- Collaborated effectively with internal and external legal stakeholders.
- Managed high-volume caseloads effectively by creating organized systems for tracking deadlines and prioritizing tasks.
- Used document review tools to discover and inspect records.
- Collaborated closely with attorneys to develop case strategies that aligned with client objectives, resulting in positive outcomes for clients.
Paralegal Foreclosure
Homepoint Financial
12.2020 - 05.2022
- Streamlined communication between clients and legal staff by managing client inquiries promptly and professionally.
- Reviewed Deed of Trust, Title Commitment, and prior bankruptcies documents.
- Analyzed deeds of trust to verify grantor, grantee, trustee and loan amounts for executive leadership.
- Enhanced case efficiency by organizing and maintaining legal documents, files, and correspondence.
- Liaised with other paralegals and legal staff to complete common tasks on schedule.
- Communicated with opposing counsel to keep all parties informed on case updates.
Senior Litigation Paralegal
Rushmore Loan Management
05.2016 - 09.2019
- Enhanced team collaboration by coordinating efforts among attorneys, paralegals, and support staff throughout the litigation process.
- Managed high-stakes cases while maintaining strict confidentiality standards at all times.
- Enhanced case efficiency by meticulously reviewing and analyzing legal documents for accuracy and relevance.
- Successfully managed multiple cases simultaneously while maintaining exceptional attention to detail and meeting strict deadlines.
- Facilitated cost savings by effectively utilizing technology tools such as document management systems and e-filing platforms to streamline procedures.
- Expedited case resolutions through skilled negotiation tactics during settlement discussions with opposing counsel.
- Maintained litigation database and document organization.
Paralegal
Ocwen Loan Servicing [fka GMAC-ResCap]
08.2012 - 09.2015
- Assembled chronologies of key facts and documents for mediations and non-jury trials.
- Organized legal files, achieving a 90% case settlement rate.
Collaborated with business units to identify foreclosure, litigation, and title issues. - Prepared materials and documented notes during mediation sessions.
Maintained calendars for court dates and case-related deadlines. - Developed spreadsheets to track case information and timelines.
Updated case management and client account databases for better accessibility. - Fostered collaborative environment, facilitating communication between legal teams and clients.
- Served as corporate representative during mediations, depositions, and settlement conferences; attend hearings as needed.
Education
Master of Business Administration -
Post University
Waterbury, CT12.2023
Master of Science -
Grambling State University
Grambling, LA12.2010
Bachelor of Arts - Paralegal Studies
Grambling State University
Grambling, LA12.2005
Skills
- Financial history analysis
- Database management
- Microsoft Excel
- Documentation review
- Relationship management
- Financial statement analysis
- Portfolio management
- Collateral evaluation
- Teamwork and collaboration
- Attention to detail
- Adaptability and flexibility
- Decision-making
- Loan servicing
- Invoice preparation
- Risk mitigation
Timeline
Business-Commercial Loan Analyst (Government Contractor)
Small Business Administration
10.2024 - 03.2025
Senior Legal Analyst (Government Contractor)
The Midtown Group-USDA Project/ Alvarez & Marsal Holdings, LLC
02.2024 - 09.2024
Senior Litigation Paralegal
Carrington Mortgage Holding
12.2022 - 10.2023
Litigation Paralegal (Contractor)
Toyota Financial Services / BEPC Staffing
06.2022 - 09.2022
Paralegal Foreclosure
Homepoint Financial
12.2020 - 05.2022
Senior Litigation Paralegal
Rushmore Loan Management
05.2016 - 09.2019
Paralegal
Ocwen Loan Servicing [fka GMAC-ResCap]
08.2012 - 09.2015
Master of Business Administration -
Post University
Master of Science -
Grambling State University
Bachelor of Arts - Paralegal Studies
Grambling State University
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