Laura VanHise

• Process purchase or refinance transaction through to closing, order all contractual items required for closing to include survey and inspections, preparation of Transfer Deed and legal documents required for closing, review and clear title discrepancies, data entry, strong customer service, preparation of HUD 1 settlement sheet for closing, schedule closing with attorneys, clients, realtors.

Works with loan officers, borrowers and vendors to obtain documentation and submit a thorough, accurate, and complete loan package to underwriting and validates the following: Title work, insurance documents, taxes to ensure accuracy and sufficiently for completion of the closing settle statement. Proficient in all mortgage programs to include; FHA, Fnma, VA, USDA,Helocs and specialized in Bond Loan Programs; CHFA, WHEDA,MSHSA,OHFA.

* Accurately prepares the documents for closing and instructions to the closing agent. Analyzing LE and CD disclosures for the purpose of RESPA, TRID & TILA compliance. Works with closing agent to complete closing process and collaboration. Requests funds for closing.

Process/ pre- underwrite all loan transactions to include: FHA, 203k, VA, Fnma, USDA,CHFA

* Request and analyze all documents needed for loan clearance

*Verify and calculate income

*Schedule closings and resolve any post closing issues.

• Process loan from application to closing, order, review and analyze all documentation needed for loan approval, excellent customer service, data entry, strong computer input, switchboard communications and conferencing, strict industry compliance, submission to desktop underwriting for loan pre-approval, review closing costs for accuracy, scheduling closings with customers and attorneys.

• Completion and presentation of customized competitive market analysis, sales, listings, showings, open houses, and phone expertise, strong customer service, heavy switchboard/scheduling, data entry.

• Process loan from application to closing, send out disclosure package to client and review documents with clients, data entry, strong computer input, strong customer service, strict industry compliance, ordering, reviewing and analyzing all documentation needed for closing for accuracy, submission to desktop underwriting for pre-approval and subsequent conditions needed for approval, preparation of HUD 1/Settlement sheet and closing documentation, preparation of submission to closing/final audit, scheduling of closing with attorneys and clients.