Summary
Work History
Education
Skills
What I'm Looking For
What I Have To Offer
Timeline
BusinessDevelopmentManager
Laureen Singh

Laureen Singh

Elk Grove,CA

Summary

Seeking a dynamic, challenging opportunity where my capabilities may be utilized, developed, and enhanced to be a part of the Company's growth and success with the contribution of my experience, Knowledge and skills.

Work History

Closing/Escrow Coordinator

Lennar Homes
04.2021 - Current
  • Maintained open lines of communication between all parties involved in the transaction, facilitating smooth closings and satisfied clients.
  • Assisted clients in understanding complex escrow concepts, providing clear explanations and guidance throughout the process.
  • Proactively identified potential issues within the escrow process, developing solutions that mitigated risks and maintained positive outcomes for clients.
  • Established a reputation for exceptional attention to detail, ensuring that all documentation was accurate and complete prior to submission for final approval.
  • Checked signatures and legal descriptions for accuracy and integrity.
  • Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
  • Participated in continuing education courses on a regular basis to stay current on industry changes and best practices within the field of escrow coordination services.
  • Collaborated with cross-functional teams to expedite closing timelines and deliver exceptional client service.
  • Examined purchase and sale agreement for potential items of concern and addressed immediately.
  • Followed-up on status of releases, policies, and return of recorded documents.
  • Reduced errors in transaction documentation by meticulously reviewing contracts and ensuring compliance with industry regulations.
  • Ensured all necessary documents were prepared accurately and submitted within required deadlines for each transaction stage.
  • Monitored pipelines to track and log status of loans.
  • Assisted with day-to-day operations, working efficiently and productively with all team members.

Realtor

Elite Reality Services
06.2016 - 11.2020
  • Advised prospective clients on current market activities
  • Prepared market analysis statistics and bid presentation for buyers and sellers
  • Verified documentation accuracy and fund disbursement for sales
  • Developed extensive professional network with real estate investors
  • Planned and coordinated open house events
  • Managed real estate transactions from initiation to closing
  • Maintained database of prospective customers
  • Facilitated closing processes between lender, mortgage companies, buyers and sellers
  • Monitored fulfillment of purchase contract terms
  • Conferred with escrow companies, lenders and home inspectors to expedite transactions and home buying process
  • Leveraged industry trends to shape value-added solutions and approaches
  • Facilitated closing process on behalf of clients and reviewed all parts of contracts to resolve issues prior to closing
  • Conducted sales development with lenders, realtors, mortgage companies, buyers and sellers
  • Researched and determined competitive market price
  • Enforced regulations and reviewed federal and state laws to confirm compliance
  • Generated lists for potential property buyers, compatible with budgets and needs
  • Provided quick and accurate calculations, including percentages, commissions and discounts
  • Built lasting rapport with financial industry leaders
  • Strengthened traceability by developing organization systems and transcribing court documents, records, reports, general counsel agreements and agendas
  • Prepared representation contracts, purchase agreements and closing statements.

Compliance Specialist

American Pacific Mortgage Corporation
04.2015 - 05.2016
  • Determined acceptance or ineligibility on loans by reviewing and identifying discrepancies, deficiencies and misinformation
  • Prepared loan disclosures and performed initial compliance reviews prior to issuing a closing Disclosure
  • Worked internally and with various departments to minimize compliance errors during loan process
  • Maintained complete and thorough records of all contracts and anything related to compliance activities
  • Ensured all documents contained required signatures by closely reviewing each document
  • Ensured timely closings by efficiently tracking customers' loan statuses and facilitating subsequent steps
  • Advised staff and customers through audits and remedy compliance issues
  • Kept up-to-date with loan product knowledge, internal policies, procedures and regulations
  • Ensured all federal and state regulatory requirements were adhered to by performing quality control reviews of loan packages.

Patient Access Financial Specialist

SuWer Health(Psychiatry Center)
03.2013 - 04.2015
  • Performed insurance eligibility, authorization, benefit verification and Administrative support
  • In-charge of direct telephone contact with health care insurers, transcription of information as quoted, typed, proofread and mail clarification correspondence
  • Answered telephone and wriWen inquiries
  • Maintained filling systems
  • Interfaced with medical staff and administrative personnel.

Realtor

Elite Real Estate Group
01.2009 - 12.2012
  • Worked directly with clients expressing an interest in Real Estate/Loans
  • Helped clients purchase, rent or sell properties
  • Advised clients about market conditions, conducted walk throughs, and provided guidance and assistance through the process of buying, selling, or leasing properties.

Escrow Specialist(CRESS)

Bank Of America
01.2008 - 12.2008
  • Supported Consumer Real Estate SeWlement Services by coordinating loans, closing loans (including preparation of HUD-1), and curing title ,examining or obtaining title
  • Performed quality review documents
  • Monitored daily disbursement reports and confirmed funds received in appropriate trust accounts
  • Managed incoming and outgoing checks and wires
  • Disbursed all loan transactions timely and properly per the HUD-1/seWlement statement, prepared customer communications
  • Assisted fulfillment centers, servicing centers, tax offices, title companies, and borrowers regarding disbursement inquiries
  • Researched and balanced any discrepancies or unidentified funds, returned checks/wires.

Bank/Financial Analyst

Bank Of America
01.2000 - 07.2006
  • Reconciled bank accounts, posted information and balanced general/subsidiary ledgers
  • Interacted with internal/external contracts to identify, analyze and resolve complex exceptions
  • Provided help-line support to the Banking Centers for all their computer and financial needs.

Loan Liaison

Bank Of America
11.1998 - 01.2000
  • Utilized referrals and leads provided by the company to sell customers a variety of financial products and services
  • Worked with customers on the phone and in-person throughout the credit application and approval process
  • Processed documents for unsecured personal loans, credit cards, real estate loans, auto loans
  • Ensured all underwriting and compliance guidelines were met.

Personal Banker/Senior Teller

Bank Of America
09.1997 - 11.1998
  • Partnered with loan and mortgage officers and financial advisors to provide clients with optimal financial solutions
  • Processed invoices and checks and maintained daily cash logs and deposits
  • Created strategic financial solutions to suit individualized client needs
  • Helped customers open and close accounts, apply for loans and make sound financial decisions.

Cash Services Representative

Bank Of America(Main Cash Vault)
05.1996 - 09.1997
  • Handled cash/checks for internal and external clients
  • Received deposits from armored carriers and internal departments
  • Verified deposits, reviewed for frauds, prepared adjustments
  • Processed payments, filled currency/coin orders, prepared cash deposit for shipment to the Federal Reserve
  • Maintained required records, and reconciled balances.

Education

Bachelor of Arts - Business Administration-In Progress

Cosumnes River College
Sacramento, CA

High School Diploma -

D.A.V. Girls College(GPA 3.96)
Fiji Islands, Suva

Real Estate -

Real Estate School (License # 01718846)
Roseville, CA

Skills

  • Analytical thinking, planning
  • Strong Communication
  • Accuracy and attention to detail
  • Problem Solving
  • Economics Understanding
  • Bank Product Marketing
  • Document analysis
  • Contracts understanding
  • Closing process expertise
  • Real Estate Transactions
  • Team leadership
  • Adaptability
  • Collaboration
  • Property Research
  • Financial Accounting
  • Loan Processing Coordination
  • Decision-Making
  • Application Review
  • Proficient in 10-key
  • PeopleSoft
  • Closing Document Preparation
  • Loan Processing
  • Funds Disbursement
  • Market Analysis
  • Analytical thinking, planning
  • Microsoft Office
  • Flexible and Adaptable

What I'm Looking For

  • Company with a positive ethical stance
  • Career Development and potential for growth
  • Be part of a positive culture where contributions are appreciated
  • Sustainability
  • Healthy work/life Balance

What I Have To Offer

I have held responsible positions in a number of Companies specializing in Real Estate, Loans, Customer Relations, Banking, Business, Finance and Health Care. Self-motivated, result oriented "go-geWer" with excellent Interpersonal and communication skills. Voracious learner that likes to be challenged. Time management to work both independently and in a team environment. CommiWed to professionalism, highly organized with the ability to work in a multi-task, high volume under strict deadlines.

Timeline

Closing/Escrow Coordinator

Lennar Homes
04.2021 - Current

Realtor

Elite Reality Services
06.2016 - 11.2020

Compliance Specialist

American Pacific Mortgage Corporation
04.2015 - 05.2016

Patient Access Financial Specialist

SuWer Health(Psychiatry Center)
03.2013 - 04.2015

Realtor

Elite Real Estate Group
01.2009 - 12.2012

Escrow Specialist(CRESS)

Bank Of America
01.2008 - 12.2008

Bank/Financial Analyst

Bank Of America
01.2000 - 07.2006

Loan Liaison

Bank Of America
11.1998 - 01.2000

Personal Banker/Senior Teller

Bank Of America
09.1997 - 11.1998

Cash Services Representative

Bank Of America(Main Cash Vault)
05.1996 - 09.1997

Bachelor of Arts - Business Administration-In Progress

Cosumnes River College

High School Diploma -

D.A.V. Girls College(GPA 3.96)

Real Estate -

Real Estate School (License # 01718846)
Laureen Singh