Lauren Darconte
Commack,NY
Summary
Experienced with assessing financial risk and evaluating insurance applications. Utilizes analytical skills and industry knowledge to make informed underwriting decisions. Track record of maintaining compliance with regulatory standards and fostering positive client relationships.
Overview
10
10
years of professional experience
Work History
Underwriter
Wells Fargo & Company
04.2014 - 06.2024
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
- Made approval and denial recommendations by determining accurate risk levels.
- Examined credit reports, financial statements and tax returns to determine repayment capability.
- Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
- Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.
- Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
- Assessed and advised on loan applications utilizing in-depth underwriting process understanding.
- Ensured compliance with regulatory requirements through diligent monitoring of industry changes and updating internal policies accordingly.
- Determined and documented loan conditions and communicated requirements and decisions.
Education
Associate of Arts - English
Nassau Community College
Garden City, NY05-1972
Timeline
Underwriter
Wells Fargo & Company
04.2014 - 06.2024
Associate of Arts - English
Nassau Community College
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