Lauren L L Trala
Middletown,DE
Summary
A hardworking and career driven Professional within the Compliance and Risk Operations field with over 10 years’ experience in a professional office setting, who is proficient in data entry and has extensive understanding of financial services, AML concepts and issues, including, but not limited to, Cyber-Enabled Financial Crimes, Data Intelligence, Vulnerable Person’s, Anti-Bribery and Corruption, Sanctions, Fraud, Cryptocurrency and Missing and Exploited Children. An individual who possesses extensive communication experience across various regions and LOB’s, as well as all levels of management within the firm. One who is extremely organized and knowledgeable of analyzing investigations and identifying potentially suspicious activity. An investigator who has strong processing and analytical skills and who possess sound judgment and discipline to observe the highest degree of confidentiality in handling sensitive and confidential information.
Overview
11
11
years of professional experience
1
1
Certification
Work History
VP of Global Financial Crimes Intelligence Invest
Citibank
05.2020 - Current
- Independently conducts complex research and investigations utilizing internal and external data; analyze research results and conduct complex data analysis applying background knowledge and experience
- Analyzes and proactively identifies risks and new AML & financial crimes concerns
- Reviews recent news, court documents, and public/private sector white papers
- Determine investigative and data analytics approach, use sound decision-making and discretion in making independent decisions that mitigate corporate risk at each decision point throughout the investigation
- Executes due diligence investigations in support of policies and procedures to meet internal and external regulatory requirements
- Compiles supporting documentation and data including media and transaction including documenting review findings for Compliance and Business management review
- Follows up with additional Point(s) of Contact (POC) as needed to identify additional information in support of the case
- Prepares written investigative reports and Suspicious Activity Reports (SARs) where appropriate
- Makes recommendations to senior management on next course of action – either relationship retention or termination
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
- Conducts investigations that involve clients with accounts in more than one global jurisdiction, a substantial multi-jurisdictional nexus, or involves complex transactional and client account patterns
- Leads a team of 8 associates who are a part of the Rapid Response program for Financial Coalition Against Child Sexual Exploitation. GFCII’s Rapid Response team receives the suspects’ personal identifiers, possibly including bank account numbers from LE. Conducts internal research and responds immediately to these referrals providing any actionable information potentially related to an alleged abduction to LE through existing legal channels.
Associate; AML Compliance Investigator
JP Morgan Chase
02.2016 - 05.2020
- Performs intake controls to ensure all Alerts are logged and assigned in a timely manner
- Collected and documented data, including alert, investigation, or Suspicious Activity Report (SAR) history; Know Your Customer (KYC) information; relevant account and transaction data
- Determines need for, compose, send and asses replies to LOB requests for information to determine whether unresolved identified anti-money laundering and/or terrorist financing risk(s) can be mitigated
- Reviews and analyzes underlying data gathered to assess whether the alert should be cleared or if there is reasonable cause to escalate to case and/or SAR
- Dispositions and fully document all alerts, cases and SARs, including supporting data, analysis and rationale for disposition, within the case management system in a timely manner and in compliance with regulatory guidelines
- Functions as a key contributor and demonstrate knowledge of AML issues, as well as broader functional knowledge
- Retains advanced proficiency with Microsoft Excel including the ability to create a pivot, run a macro, and use shortcuts and Control keys, proficiency with Word and Outlook
- Significant and complex SAR writing
Global Compliance Analyst- Wealth Management
JP Morgan Chase
10.2015 - 02.2016
- Analyzes and reviews internal and external communications to determine if it meets the criteria to be deemed an investment complaint on brokerage and insurance products, per FINRA guidelines, against the advisor or the firm
- Manages team-wide case assignment and workflow of intake 7 analysts
- Team-wide metrics reporting; reconciliation reporting
- Extensive communication across multiple LOB’s and all levels of management within the firm
- Sends acknowledgement correspondence to clients in accordance with FINRA regulation and time standards according to SEC rulings
- Responsible for all system access needs of a 33-member team at various state locations
Project Resource Planning Management HRSD
JP Morgan Chase
07.2014 - 10.2015
- Managed a team of 65+ employees with schedule management
- Modification of time away, balances, assign training, daily monitoring of real time adherence for 65+ (Delaware, Florida, Manila)
- Resolved scheduling issues to meet service levels for the HR department
- Analyzed historical data to accurately predict future resource requirements, ensuring project success.
- Distribution of daily productivity report to monitor employees service levels from prior day to various levels of management across the HR LOB
Education
Bachelor of Science - Business Management Human Resource
Wilmington University
New Castle, DESkills
- Risk Management
- Ability to organize, prioritize and perform multiple tasks simultaneously
- Knowledgeable of OFAC/ Client Screening
- SAR Writing, Subpoena, 314(a) & (b) drafting and response
- Internal Watch List Screening/PEP/CLS
- Strong analytical, critical thinking and problem-solving abilities
- Crime Trend Analysis
- Experience in internal audit and operational risk management
Certification
- Certified Anti-Money Laundering Specialist (CAMS)
Timeline
VP of Global Financial Crimes Intelligence Invest
Citibank
05.2020 - Current
Associate; AML Compliance Investigator
JP Morgan Chase
02.2016 - 05.2020
Global Compliance Analyst- Wealth Management
JP Morgan Chase
10.2015 - 02.2016
Project Resource Planning Management HRSD
JP Morgan Chase
07.2014 - 10.2015
Bachelor of Science - Business Management Human Resource
Wilmington University