Summary
Overview
Work History
Education
Skills
References
Timeline
Generic

Laurie Turner

Apollo Beach,FL

Summary

Dedicated Executive committed to accepting and addressing challenges by embracing change and implementing improvements. Proven history of developing strategic initiatives, providing project management and offering results-focused interactions to foster growth. Adept at monitoring action plans and initiatives to ensure alignment with corporate objectives. With 28 years of expertise in mortgage loan environments, I am well-equipped to excel in the role of a mortgage loan broker.

Overview

32
32
years of professional experience

Work History

Assistant Vice President

United Trust Bank
Apollo Beach, FL
04.2021 - Current
  • 2022-Closed 123 loans for $37 million, ranked #2 in the region
  • 2021-Closed 101 loans for $33.1 million, ranked #3 in the region.
  • Successfully closed 30% more mortgage deals then company average, negotiating the most favorable terms for clients.
  • Demonstrated expert knowledge of mortgage markets, resulting in 25% increase in client retention rates.
  • Worked closely with other executive team members on strategic planning initiatives.
  • Trained, developed and managed team of 3 employees.
  • Cultivated and sustained relationships with customers, team members and management.

Mortgage Loan Officer

CBC National Bank
Apollo Beach, FL
04.2015 - 03.2021
  • 2020-Closed $20 million, ranked #3 in region
  • 2019-Closed 61 loan for $18.5 million, ranked #3 in region
  • 2018-Closed $18 million, ranked #2 in region
  • 2017-Ranked #1 in region
  • Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
  • Ensured compliance with all federal, state and local regulations related to mortgage lending.
  • Negotiated terms and conditions of loan agreements with borrowers.
  • Reviewed appraisals to ensure accuracy and completeness prior to submission to underwriting department.
  • Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
  • Educated customers on various aspects of mortgage financing options available.

Sales Manager

Florida’s Largest Home/Turner Expositions
Tampa, FL
03.2008 - 03.2015
  • Established relationships with key clients, while maintaining existing customer base.
  • Managed daily operations of sales department, including supervision of staff members.
  • Provided technical support for customers when needed, answering questions about product features and capabilities.
  • Organized trade shows and other events as a means of increasing visibility in the marketplace.

Director of Licensing and Compliance

Apex Financial Group
Brandon, FL
03.2006 - 03.2008
  • Managed license department of 8 employees including 8500 employees in 36 states.
  • Full responsibility in completing state audit request with associated state auditors.
  • Coordinated activities with other departments to expedite work and improve interdepartmental performance.
  • Demonstrated excellent verbal skills when engaging with auditors from the Department of Banking and Financing, ensuring clear communication and a thorough understanding of their needs and requirements.

Owner Operator/Mortgage Loan Officer

A.L.S Mortgage
Brandon, FL
03.1996 - 03.2006
  • Managed daily operations of business, including hiring,training and marketing.
  • Developed strategic plans to increase profitability and efficiency.
  • Identified new opportunities for growth, expansion, and diversification.
  • Maintained relationships with existing clients by providing superior customer service.
  • Ensured compliance with local, state, and federal regulations.
  • Based on my reputation and lending practices I attracted additional lenders which expanded my business.

Mortgage Loan Processor

Apex Financial Group
Brandon, Florida
03.1992 - 03.1996
  • Processed loan documents for 9 loan officers, ensuring compliance with federal regulation
  • Processed loan files and maintained constant communication with loan office and underwriters to ensure timely closing.
  • Gathered appropriate information for loan applicants.
  • Coordinated activities between lenders, attorneys, realtors, insurance companies.
  • Organized files electronically according to document type and date received.
  • Determined loan eligibility by conducting income analysis, credit checks and repayment ability reviews.
  • Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan application.
  • Communicated regularly with customers throughout the entire process from origination through closing.

Education

Associate of Science - Business Management

Hillsborough Community College
Tampa, FL
06-1989

Skills

  • Client Relationship Management
  • Regulation Compliance
  • Negotiation
  • Business Networking
  • Policy compliance
  • Financial analysis and planning
  • Risk Management
  • Pipeline Management

References

References available upon request.

Timeline

Assistant Vice President

United Trust Bank
04.2021 - Current

Mortgage Loan Officer

CBC National Bank
04.2015 - 03.2021

Sales Manager

Florida’s Largest Home/Turner Expositions
03.2008 - 03.2015

Director of Licensing and Compliance

Apex Financial Group
03.2006 - 03.2008

Owner Operator/Mortgage Loan Officer

A.L.S Mortgage
03.1996 - 03.2006

Mortgage Loan Processor

Apex Financial Group
03.1992 - 03.1996

Associate of Science - Business Management

Hillsborough Community College

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