Risk management and internal audit expert with over 10 years in financial services. Drove a 67% increase in regulatory compliance and improved operational risk visibility by 80% through robust issue validation and compliance testing initiatives.
Overview
23
23
years of professional experience
Work History
Compliance Testing and Issue Validation Manager
COMERICA BANK
Dallas
11.2023 - Current
Developed a compliance testing program that increased regulatory compliance by 67%.
Developed issue validation framework and program, implementing validation template and tracking system for rigorous validation of closure packages for high-risk issues.
Led Testing and Validation teams at Comerica Bank to enhance compliance and mitigate risks.
Implemented a restitution testing program to ensure proper reimbursement for impacted customers, improving customer trust.
Trained compliance analyst on compliance testing cycles, ensuring adherence to regulatory requirements for Reg B, Reg E, Reg G, Reg H, Reg V, Reg X, Reg Z, and Reg DD.
Operational Risk Manager
INDEPENDENT FINANCIAL BANK
McKinney
09.2022 - 11.2023
Established detailed RCSA matrices and flowcharts for high-risk areas, which increased operational risk visibility by 80%.
Achieved a 40% reduction in compliance issues through the implementation of issue management with enhanced monitoring and root cause analysis.
Led operational risk management team in business process mapping, risk identification initiatives, and issue management to strengthen overall risk posture.
Reviewed compliance controls for business accessible units (BAUs) against applicable Code of Federal Regulations (CFR) to maintain alignment with regulatory changes.
Collaborated with department heads to integrate risk management culture into daily operations, fostering a proactive risk-aware environment.
Compliance Risk Manager
TEXAS CAPITAL BANK
Dallas
01.2020 - 09.2022
Led high-impact testing for various regulatory requirements (SCRA, Reg DD, Reg X, and Reg Z), reducing total issues by 50%.
Identified control gaps through rigorous testing and collaborated with businesses to design and implement corrective action plans, enhancing compliance effectiveness.
Conducted sophisticated data analysis using ACL to perform 100% testing on CRA and HMDA data, ensuring zero-defect reporting.
Established the compliance testing program to streamline workflows, aligning to the Bank’s CMS (Compliance Management System), for more frequent and deeper reviews of high-risk processes.
Prepared detailed reports for Board of Directors on compliance risk profile status and remediation efforts, facilitating strategic oversight.
Senior Internal Auditor
TEXAS CAPITAL BANK
Dallas
03.2015 - 12.2019
Led high-stakes audits as Auditor-in-Charge (AIC) covering Model Risk, TPRM, ACH, Wire Transfer, and GLBa.
Developed audit programs and executed audit plans, delivering clear audit reports for senior management that highlighted vulnerabilities and provided actionable recommendations.
Advised the Model Risk Management Committee, providing credible challenges to strengthen the bank's model risk program.
Reviewed and tested Key Risk Indicators (KRIs), initiating improvements that enhanced control effectiveness.
Coached junior audit staff on technical auditing standards and risk management principles, fostering a deeper understanding of best practices.
Audit Manager
GLOBAL POWER EQUIPMENT GROUP INTERNATIONAL
10.2012 - 02.2015
Conducted comprehensive SOX tests and audits to uphold integrity of financial reporting and strengthen operational controls.
Performed data analytics to identify red flags in prepaid and purchase card (P-Card) transactions, ensuring proper documentation to mitigate fraud risk.
Guided business units in developing RCSAs, aligning internal processes with global regulatory standards and enhancing compliance.
Senior Internal Auditor
FEDERAL HOME LOAN BANK OF DALLAS
07.2003 - 10.2012
Executed SOX testing and financial audits, ensuring reliability of regulatory filings and disclosures.
Developed 30+ audit programs and RCSAs, enhancing risk visibility and control assessment metrics.
Conducted user acceptance testing (UAT) and production validation testing of financial and operational applications, identifying operational and security issues.
Led cross-functional teams to manage daily spare order processing, ensuring seamless coordination between service, stores, and finance teams. Maintained high order accuracy and reduced communication gaps across departments.Trained over 100+ service engineers on CRM workflows, POD updates, and return processes during HO commercial trainings. Improved field team compliance and reduced repeat errors by over 20%.Owned end-to-end order lifecycle, including documentation, dispatches, POD tracking, and MIS reporting with minimal supervision. Enabled faster turnaround and higher accuracy in daily operations.Acted as a central escalation point between field engineers, HO departments, and senior managers to resolve system and order-related issues. Reduced escalations by ensuring proactive resolution within SLA timelines.Managed return spare process and validations, driving a 25% reduction in turnaround time and improving system accuracy. Ensured proper coordination with service and stores for smooth transaction closures.Initiated Kaizen process improvements for workflow automation, documentation, and order validation. Reduced manual work by 30% and helped in faster issue identification.Collaborated with IT team to test and implement new CRM workflows and resolve service module-related bugs. Ensured seamless migration and better user experience for the service team.Created and presented MIS reports for weekly DRM meetings and management reviews. Supported data-driven decisions and provided insights on pending and completed orders.Monitored pending orders and stock validations daily across CFA locations. Achieved 15% reduction in follow-up delays by implementing checklist-based follow-ups.Handled distributor and spot-visit orders, ensuring compliance with internal policies and faster processing. Reduced lead time by 20% with improved documentation and follow-ups.Supervised stock accuracy across locations and led reconciliation activities with store teams. Brought down discrepancies by 15% through structured checking and documentation.Prepared CRM master data and validated engineer records for smooth CRM transition. Increased CRM accuracy by 25% before new system rollout.Managed price lists and quotations, communicating with teams to ensure correct rates and GST compliance. Prevented billing errors and improved customer satisfaction on pricing clarity.Maintained GEM and E-Invoice portal compliance, uploading documents accurately to meet government requirements. Ensured zero rejection in audits and smoother order execution for public sector clients.Followed up on loan spare recoveries, ensuring 95% payment recovery by accurate tracking and coordination with accounts. Reduced pending dues and ensured clean financial closure of orders. at Transasia Bio-Medicals LtdLed cross-functional teams to manage daily spare order processing, ensuring seamless coordination between service, stores, and finance teams. Maintained high order accuracy and reduced communication gaps across departments.Trained over 100+ service engineers on CRM workflows, POD updates, and return processes during HO commercial trainings. Improved field team compliance and reduced repeat errors by over 20%.Owned end-to-end order lifecycle, including documentation, dispatches, POD tracking, and MIS reporting with minimal supervision. Enabled faster turnaround and higher accuracy in daily operations.Acted as a central escalation point between field engineers, HO departments, and senior managers to resolve system and order-related issues. Reduced escalations by ensuring proactive resolution within SLA timelines.Managed return spare process and validations, driving a 25% reduction in turnaround time and improving system accuracy. Ensured proper coordination with service and stores for smooth transaction closures.Initiated Kaizen process improvements for workflow automation, documentation, and order validation. Reduced manual work by 30% and helped in faster issue identification.Collaborated with IT team to test and implement new CRM workflows and resolve service module-related bugs. Ensured seamless migration and better user experience for the service team.Created and presented MIS reports for weekly DRM meetings and management reviews. Supported data-driven decisions and provided insights on pending and completed orders.Monitored pending orders and stock validations daily across CFA locations. Achieved 15% reduction in follow-up delays by implementing checklist-based follow-ups.Handled distributor and spot-visit orders, ensuring compliance with internal policies and faster processing. Reduced lead time by 20% with improved documentation and follow-ups.Supervised stock accuracy across locations and led reconciliation activities with store teams. Brought down discrepancies by 15% through structured checking and documentation.Prepared CRM master data and validated engineer records for smooth CRM transition. Increased CRM accuracy by 25% before new system rollout.Managed price lists and quotations, communicating with teams to ensure correct rates and GST compliance. Prevented billing errors and improved customer satisfaction on pricing clarity.Maintained GEM and E-Invoice portal compliance, uploading documents accurately to meet government requirements. Ensured zero rejection in audits and smoother order execution for public sector clients.Followed up on loan spare recoveries, ensuring 95% payment recovery by accurate tracking and coordination with accounts. Reduced pending dues and ensured clean financial closure of orders. at Transasia Bio-Medicals Ltd