Lee Metivier
Swanzey,NH
Summary
Detail-oriented Credit Assistant with strong analytical skills in credit application review and financial statement analysis. Successfully implemented process improvements that enhanced workflow efficiency, showcasing a proactive approach to risk management and operational excellence.
Overview
13
13
years of professional experience
Work History
Credit Assistant
C&S Wholesale Grocers LLC
Keene, NH
05.2022 - 03.2026
- Contributed to efficient workflow management by prioritizing tasks based on urgency and importance, ensuring deadlines were consistently met.
- Processed credit applications and verified financial information for accuracy.
- Implemented improvements in documentation processes to enhance operational efficiency.
- Uploaded completed applications to appropriate credit system.
- Reduced loan delinquency rates through diligent monitoring of credit accounts and timely follow-ups with clients.
- Processed new customer credit applications accessing credit agency data to open new accounts.
- Supported sales efforts by swiftly completing credit investigations for potential customers to expedite deal closures.
- Managed filing system, entered data and completed other clerical tasks.
- Managed phone and email correspondence and handled incoming and outgoing mail and faxes.
- Volunteered to help with special projects of varying degrees of complexity.
- Analyzed credit applications to assess risk and recommend approval or denial decisions.
- Conducted detailed financial analysis using Excel and credit software to ensure data accuracy.
- Assisted in the creation of new policies and procedures to strengthen internal controls and improve overall credit risk management practices.
- Monitored existing loans for potential issues, taking proactive steps to minimize losses by recommending appropriate actions when necessary.
- Streamlined the loan approval process for faster turnaround times by efficiently compiling and organizing all relevant credit data.
- Assisted in the development of training materials to enhance team knowledge and improve overall efficiency in the credit review process.
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Participated in loan committee meetings to provide input on lending processes.
- Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
- Maintained comprehensive records of loan transactions using industry-specific software for efficient tracking.
- Provided excellent customer service during the loan process, from initial inquiry to closing, ensuring a seamless experience for clients.
- Processed [Type], [Type] and [Type] loans.
- Set up files using loan officer checklist and submitted on-time for processing.
- Supported loan processing by compiling applicant documentation such as credit reports, employment verifications, and financial history paperwork.
- Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
AR Associate
C&S Wholesale Grocers LLC
Keene, NH
11.2012 - 05.2022
- Processed incoming payments and applied transactions to customer accounts promptly.
- Collaborated with cross-functional teams to streamline invoicing processes and improve cash flow.
- Effectively communicated with clients about payment needs and kept updated, detailed and accurate ledgers.
- Supported management by processing invoices and documents with consistent on-time delivery.
- Managed and responded to correspondence and inquiries from customers and vendors.
- Processed invoices and ensured timely payment to vendors, maintaining accurate records.
- Managed vendor relationships, addressing inquiries and facilitating prompt resolution of payment issues.
- Prepared vendor invoices and processed incoming payments.
- Maintained good working relationships with vendors and resolved disputes.
- Improved vendor relationships through diligent communication and prompt issue resolution.
Education
No Degree - Forestry
Southern Utah University
Cedar City, UTHigh School Diploma -
Keene High School
Keene06-1978
Skills
- Credit reporting
- Documentation review
- Payment processing for loans
- Credit analysis
- Financial statement analysis
- Loan processing
- Credit scoring
- Collateral evaluation
- Credit process improvement
- Credit team collaboration
- Credit application review
- Credit report interpretation
- Time management
- Excellent communication
- Multitasking Abilities
- Organizational skills
- Telephone and email etiquette
- Verbal and written communication
- Microsoft office
- Task prioritization
- Self motivation
- Excel spreadsheets
- Goal setting
Timeline
Credit Assistant
C&S Wholesale Grocers LLC
05.2022 - 03.2026
AR Associate
C&S Wholesale Grocers LLC
11.2012 - 05.2022
No Degree - Forestry
Southern Utah University
High School Diploma -
Keene High School