Leidy Yanes Gutierrez
Winter Haven,Florida
Summary
Results-driven lending professional experienced in supporting the full loan lifecycle through closing readiness, with a strong focus on accuracy, compliance, and risk mitigation. Proven ability to review complex borrower documentation, clear conditions efficiently, and deliver clean, fundable files in high-volume environments. Adept at identifying discrepancies, preventing delays, and collaborating cross-functionally to ensure smooth and timely closings. Recognized for strong organization, attention to detail, and consistent performance under strict deadlines.
Overview
4
4
years of professional experience
Work History
Mortgage Loan Processor (Pre-Closing Specialist)
Central Lending
Lakeland, FL
09.2024 - Current
- Managed a pipeline of 20–35+ loan files simultaneously through underwriting and pre-closing stages in a high-volume environment
- Reviewed and analyzed borrower income, assets, credit, and title documentation to ensure loan quality and regulatory compliance
- Cleared underwriting conditions efficiently, ensuring all requirements were satisfied prior to funding
- Identified and resolved file discrepancies early, reducing closing delays and improving overall turnaround time
- Prepared accurate, complete, and closing-ready loan files, consistently meeting strict deadlines
- Collaborated with underwriters, loan officers, and title companies to ensure smooth and timely closings
- Maintained a high level of data accuracy and compliance with internal policies and lending regulations
- Reviewed loan applications for accuracy and compliance with lending regulations.
- Coordinated communication between clients, underwriters, and loan officers to streamline processing.
Realtor
Lakeland Homes & Realty
10.2022 - 01.2026
- Guided clients through property transactions, ensuring compliance with local regulations and industry standards.
- Developed tailored marketing strategies to effectively showcase properties and attract potential buyers.
- Conducted market analyses to determine competitive pricing and enhance listing visibility.
- Negotiated contracts between buyers and sellers, facilitating smooth transaction processes and client satisfaction.
- Provided expert advice on property investments, helping clients make informed decisions aligned with their goals.
Member Representative
MidFlorida Credit Union
Bartow, FL
03.2023 - 08.2024
- Assisted members with account inquiries, transactions, and service requests efficiently.
- Educated members on credit union products and services to enhance financial literacy.
- Resolved member issues through effective problem-solving and communication skills.
- Streamlined account opening processes, improving turnaround time for new memberships.
- Enhanced customer satisfaction by providing exceptional service and addressing member concerns promptly.
Accounting Assistant
ALLA EXPRESS TRUCKING
02.2022 - 03.2023
- Processed accounts payable and receivable transactions with precision and efficiency.
- Maintained accurate financial records using QuickBooks and Excel for reporting purposes.
- Assisted in month-end closing procedures, ensuring timely reconciliation of accounts.
- Collaborated with team members to streamline invoicing processes, reducing errors by implementing checklists.
- Generated financial reports to support management decisions and improve operational transparency.
Education
High School Diploma - undefined
George Jenkins High School
LakelandSkills
- Mortgage Loan Processing (Conventional, FHA, VA)
- Condition Clearing & Pre-Closing Coordination
- Income & Asset Verification (W-2, Self-Employed)
- Credit & Risk Analysis Support
- Title Review & Closing Documentation
- Compliance & Regulatory Adherence
- Loan Origination Systems (LOS)
- Document Review & Data Accuracy
- Pipeline Management (High-Volume Files)
- Microsoft Office (Excel, Word, Outlook)
- Attention to Detail
- Time Management & Multitasking
- Problem-Solving & Discrepancy Resolution
- Cross-Functional Collaboration
Languages
Spanish
Native or Bilingual
Timeline
Mortgage Loan Processor (Pre-Closing Specialist)
Central Lending
09.2024 - Current
Member Representative
MidFlorida Credit Union
03.2023 - 08.2024
Realtor
Lakeland Homes & Realty
10.2022 - 01.2026
Accounting Assistant
ALLA EXPRESS TRUCKING
02.2022 - 03.2023
High School Diploma - undefined
George Jenkins High School