Summary
Overview
Work History
Education
Skills
Accomplishments
Additional Information
Timeline
Generic

Leslie Jonas

Schnecksville,PA

Summary

Talented Professional with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.

Overview

10
10
years of professional experience

Work History

DE Underwriter

Finance Of America
06.2020 - 12.2022
  • Successfully built relationships with clients, brokers, loan officers, and other third parties to achieve and exceed business goals.
  • Evaluated risk, financial strength, and loss potential in order to determine repayment capacity while ensuring compliance with Company policies, guidelines, and program requirements.
  • Discussed suspense decisions via telephone prior to sending out notice to address any questions that could clear conditions.
  • Communicated with clients and appropriate parties via email and phone on a daily basis. Addressed client concerns in a calm, concise, and timely manner and provided regular updates.
  • Exhibited appropriate urgency in the execution of all job functions and duties to deliver service at optimal levels.
  • Reduced overall turn times and promoted Customer Service by helping with overflow of Team workload and completing tasks ahead of time.

Mortgage Loan Processor

EMM Loans, LLC
03.2020 - 06.2020
  • Gathered and reviewed client documentation for complete submission to ensure minimal additional requirements. Handled any conditions sent from underwriting departments.
  • Ordered and reviewed appraisals, payoffs, credit supplements, changes to homeowner's insurance policies, title, taxes, fraud and compliance reports, and verified employment backgrounds.
  • Collaborated with Loan Officers and Operations Staff to provide timely, accurate service for clients throughout entire mortgage process.

Client Manager Team Lead

Santander Bank
03.2018 - 09.2019
  • Supported processing operations team with questions, issues, and guidelines on loan files.
  • Trained new hires and identify ongoing training needs.
  • Reviewed client's income, assets, credit reports, employment histories, property appraisals, title insurance, and homeowner's insurance information for final review.
  • Reduced overall turn times and promoted customer service by helping with overflow of team workload, in addition to carrying and maintaining a personal pipeline.

Client Manager

Bayview Asset Management
11.2016 - 02.2018
  • Confirmed applicants met lender requirements to repay loans by reviewing credit histories, tax transcripts and employment backgrounds for each applicant.
  • Communicated and managed all information, status, and/or changes to all relevant parties.
  • Reviewed conditions received within required time frames and ensured they met condition requirements.
  • Scheduled settlement dates and times with clients, and informed clients of any changes to ensure timely document signing.

Mortgage Loan Processor and Closer

New Penn Financial
08.2012 - 11.2016
  • Performed review of loans originated by third parties for general guidelines and identified outstanding items or questions that could cause closing delays.
  • Performed closing confirmation calls with clients within 24 hours of settlement.
  • Audited files for compliance and coordinated closing process with originators, attorneys, and title companies.
  • Worked with underwriters to fix application problems and resolve issues.
  • Prepared all paperwork for loan package and arranged final closing meeting.

Education

Culinary Arts

The Restaurant School At Walnut Hill College
Philadelphia, PA

Skills

  • Underwriting
  • Credit, Income, Asset, Collateral, and Risk Analysis
  • AUS DU, LP Encompass Microsoft Office
  • Underwriting Guidelines
  • Networking and Partnership Development
  • Banking Regulations and Compliance
  • Deadline Driven
  • Detail-Oriented
  • Problem-Solving
  • Training and Development
  • Analytical and Critical Thinking

Accomplishments

Direct Endorsement qualifications from the Department of Housing and Urban Development to underwrite and approve government-insured loans

Additional Information

Earned 2021 #1 Top TPO producer in the East Region in Units and Dollar Amount.

Timeline

DE Underwriter

Finance Of America
06.2020 - 12.2022

Mortgage Loan Processor

EMM Loans, LLC
03.2020 - 06.2020

Client Manager Team Lead

Santander Bank
03.2018 - 09.2019

Client Manager

Bayview Asset Management
11.2016 - 02.2018

Mortgage Loan Processor and Closer

New Penn Financial
08.2012 - 11.2016

Culinary Arts

The Restaurant School At Walnut Hill College

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Leslie Jonas