LILIAN WANJIKU MWANGI
ADMINISTRATIVE
Longview,TX
Summary
To enhance organizational growth competitively using my professional skills efficiently. Prudent Credit Risk Analyst Officer successfully implements framework by identifying, assessing and managing credit and investment transactions to safeguard assets and minimize potential losses. Thorough knowledge of structured financial products, risk pricing and equity investments. Proven skills and experience in credit risk assessment with emphasis on lending in developing economies.
Overview
8
8
years of professional experience
7
7
years of post-secondary education
1
1
Language
Work History
Credit Risk Officer
Ngao Credit Limited
Nairobi, Kenya
06.2015 - 02.2022
- Loan review and approvals
- Compliance - making and ensuring the implementation of company policies and procedures
- Training and coaching on loan processing requirements
- Collateral tracking and analysis
- Enhancing branch administration and marketing roles.
- Structured complex transactions and negotiated complex credit documentation to mitigate risk.
- Interacted with credit and front office colleagues to review credit reports.
- Checked appraisals, title information and insurance documents for each property.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Optimized credit approval and collection processes, improving operational efficiencies by over [Number]%.
- Organized and finalized loan applications for underwriter review.
- Participated in strategic projects to support business goals.
- Executed risk assessment programs to identify and quantify risks and associated controls.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Adhered to banking standards and government lending guidelines for loan services.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Tracked policy exceptions to review and enhance underwriting guidelines.
- Developed and maintained deep understanding of industry and assigned portfolio of clients to assess risk solutions.
- Collaborated with credit manager to create and deliver presentations for senior management.
- Conducted ongoing reviews to monitor portfolio performance and identify strong and weak areas.
- Recommended approval or disapproval of commercial, real estate or credit loans.
Finance / Administration Manager
Quick Bird Tours
Nairobi, Kenya
02.2014 - 09.2014
- Accounting
- Co-ordination and Supervision of Company operations.
- Managed expense tracking and personnel vouchers.
- Analyzed budgets, forecasts and current trends to support overall financial operations.
- Completed clerical and data entry tasks to optimize financial procedures.
- Updated daily transaction records to assist with payroll and billing administration.
- Produced reports outlining latest financial information such as expenses, income and outstanding balances.
- Reconciled accounts and investigated variances.
- Monitored and compiled data and reports to present to leadership.
- Prepared and posted receipts and deposits to facilitate standard bookkeeping.
- Prepared bi-weekly payroll for [Number] employees and maintained all associated files.
- Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
- Established and enforced internal controls, workflows and policies for tracking, reconciling and reporting on accounting activities.
Internship Student
County Council of Nyeri
Nyeri, Kenya
04.2011 - 08.2011
- Environmental Impact Assessments & Project implementation.
- Provided clerical support, addressing routine and special requirements.
- Reported back to instructor to receive day-to-day tasks and responsibilities.
- Produced high-quality communications for internal and external use.
- Sorted, organized and maintained files.
- Answered and transferred incoming telephone calls, taking messages for various staff members.
- Completed range of simultaneous job tasks to support professor's academic, research and operational needs.
- Maintained office schedule and calendar of workflow and meetings.
- Distributed office supplies and files for staff.
- Completed research, compiled data and assisted in timely reporting.
- Assisted in industry trade shows, interacting with consumers and answering questions.
- Assisted with projects by applying strong analytical skills and studies.
- Liaised with clients to assess needs and responded to inquiries.
Education
GED -
Regional Centre For Mapping of Resources For Development
Nairobi, Kenya 04.2013 - 04.2013
Bachelor of Science - Environmental Science Resource Conservation, Divison
Kenyatta University
Nairobi, Kenya 01.2009 - 01.2013
High School Diploma -
Mahiga Girls Secondary School
Nyeri, Kenya 01.2004 - 01.2007
Skills
Customer Relations
undefinedWork Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse
Quote
There is a powerful driving force inside every human being that, once unleashed, can make any vision, dream, or desire a reality.
Tony Robbins
Timeline
Credit Risk Officer
Ngao Credit Limited
06.2015 - 02.2022
Finance / Administration Manager
Quick Bird Tours
02.2014 - 09.2014
GED -
Regional Centre For Mapping of Resources For Development
04.2013 - 04.2013
Internship Student
County Council of Nyeri
04.2011 - 08.2011
Bachelor of Science - Environmental Science Resource Conservation, Divison
Kenyatta University
01.2009 - 01.2013
High School Diploma -
Mahiga Girls Secondary School
01.2004 - 01.2007
Similar Profiles
Betty Nyanchama MarangaBetty Nyanchama Maranga
Portfolio Management Advisor at NGAO CREDIT LIMITEDPortfolio Management Advisor at NGAO CREDIT LIMITED
Yaendi Badoyo GalugaluYaendi Badoyo Galugalu
Sales Team Leader at Simplepay Capital LimitedSales Team Leader at Simplepay Capital Limited
PALAK MAKADIAPALAK MAKADIA
Exempt Non Officer at Credit Suisse Services (India) Private LimitedExempt Non Officer at Credit Suisse Services (India) Private Limited