LILY LIAO
Irvine,CA
Summary
Highly motivated and goal-driven Financial Analyst skilled in collecting, monitoring and studying data to analyze financial status and recommend cost saving strategy. Experienced in qualitative and quantitative analysis, budgeting and forecasting. Tech-savvy in use of spreadsheets, accounting and financial management software.
Overview
24
24
years of professional experience
Work History
Self Employed
LIAO LLC
01.2008 - Current
- Actively manage a family rental business.
- Actively monitoring investment portfolios and make allocation changes according to market changes.
- Use critical thinking to break down problems, evaluate solutions and make decisions.
Senior Financial Analyst
Bank Of America
04.2007 - 04.2011
- Provided valuable insights by leading monthly variance analysis reviews between actual results and budget/forecast expectations.
- Reviewed statistical information to determine financial trends for use in budget planning.
- Performed complex financial and budget analyses to determine requirements and justify requested funding.
- Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
- Demonstrated leadership skills in managing projects from concept to completion.
Transaction Manager
New Century Financial Services
12.2006 - 04.2007
- Managed complex transactions for high-profile clients, ensuring timely completion and client satisfaction.
- Monitored contract execution to verify complete fulfillment of terms.
- Managed repurchase requests, validated claims and reserved sufficient fund to complete transactions.
- Assisted clients with post-transaction support services such as integration, ensuring a smooth transition and ongoing client satisfaction.
Transaction Manager
People's Choice Home Loans
02.2003 - 10.2006
- Monitored industry trends and competitor activities to stay updated on current market conditions affecting transactions.
- Provided comprehensive reports on transaction status updates to senior leadership enabling informed decision-making regarding ongoing deals.
- Reviewed legal documents for accuracy and compliance, minimizing potential disputes or delays in closing transactions.
- Collaborated closely with other departments within the organization such as finance, legal, and operations to ensure seamless end-to-end transaction execution.
Senior Financial Analyst
Bank Of America Merrill Lynch
03.2000 - 09.2002
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
- Enabled informed decision-making by presenting key findings from complex data sets in clear, concise formats for senior leadership team members.
- Managed time efficiently in order to complete all tasks within deadlines.
- Enhanced profitability by identifying opportunities to reduce costs and optimize resource allocation.
- Collected data from other divisions to support quarterly forecasts.
Education
BBA - Finance
Pace University
New York, NYSkills
- Analytical Thinking
- Forecasting trends
- Comparative analysis
- Budgetary Planning
- Performance Analysis
- Account Reconciliation
Timeline
Self Employed
LIAO LLC
01.2008 - Current
Senior Financial Analyst
Bank Of America
04.2007 - 04.2011
Transaction Manager
New Century Financial Services
12.2006 - 04.2007
Transaction Manager
People's Choice Home Loans
02.2003 - 10.2006
Senior Financial Analyst
Bank Of America Merrill Lynch
03.2000 - 09.2002
BBA - Finance
Pace University