Linda Montalvo
Nutley,USA
Summary
Dynamic finance professional with extensive experience in accounts receivable management, adept at streamlining billing processes to enhance efficiency and ensure timely collections. Demonstrated expertise in fostering collaboration within teams and contributing to a positive work environment while adapting to evolving challenges. Strong organizational and problem-solving skills drive success in achieving financial objectives and optimizing operational workflows. Committed to delivering results that support organizational growth and sustainability.
Overview
2026
2026
years of professional experience
Work History
Senior A/R Coordinator
Langan
01.2024 - 10.2025
- Managed 40 incoming calls, emails and faxed per day from customers.
- Streamlined operations and prioritized tasks, allowing senior staff to increase revenue by 25%
- Managed accounts receivable processes, ensuring timely invoicing and collections.
- Reconciled discrepancies in customer accounts, enhancing accuracy and resolving issues efficiently.
- Developed and maintained relationships with clients to facilitate prompt payment resolutions.
- Monitored aging reports to identify overdue accounts, initiating follow-up actions as necessary.
Credit Analyst
Daikin Applied
01.2022 - 01.2024
- Enhanced decision-making speed and quality by implementing state-of-the-art financial analysis software and tools.
- Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
- Supported the sales team in negotiating favorable terms, balancing business growth and credit risks effectively.
- Reduced delinquency rates with proactive monitoring of clients'' credit performance and timely communication.
- Developed customized financial models to assess borrower''s capacity, ensuring accurate credit evaluation.
- Achieved recognition for outstanding accuracy and diligence in credit analysis, setting benchmark within department.
Credit & Collections III
Konica Minolta
2017 - 2021
- Obtain and analyze credit data of new and existing customers to determine financial soundness, rate risk and recommend credit limits up to $100K.
- Monitor the Accounts Receivable portfolio to identify and control the DSO.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Identify/resolve invoice discrepancies/disputes with emphasis on generating revenue.
- Proved successful working within tight deadlines and a fast-paced environment.
- Developed strong organizational and time management skills while managing multiple projects.
Credit/Collections Specialist
U S Concrete
01.2015 - 01.2017
- Improved cash flow for the company through timely collection of outstanding receivables and efficient management of credit terms.
- .Facilitated cross-department collaboration to address and resolve complex billing issues that contributed to delayed collections efforts.
- Maintained strict adherence to regulatory compliance requirements as they pertained to credit collections activities, ensuring all actions taken were within legal bounds.
- Created and maintained databases on activity conducted in accounts.
- Collaborated with sales teams to ensure proper credit evaluation, contributing to a reduction in bad debt write off.
- Negotiated re-payment plans by identifying causes of delinquent payments to assist in recovery of debt and meet realistic timeframes.
- Counseled debtors on payment options and arranged installment agreements.
Education
Associates - Accounting/Business
Monroe College
01.2003
Skills
- Excel (Intermediate) Microsoft Office Suite, Outlook, Access, Oracle, & SAP, S400
- Invoice processing
- Accounting software proficiency
- Credit analysis
- Month-end closing
- Customer relations
- Complex Problem-solving
- Collections expertise
- Customer account reconciliation
- Teamwork and collaboration
- Multitasking and organization
Timeline
Senior A/R Coordinator
Langan
01.2024 - 10.2025
Credit Analyst
Daikin Applied
01.2022 - 01.2024
Credit/Collections Specialist
U S Concrete
01.2015 - 01.2017
Credit & Collections III
Konica Minolta
2017 - 2021
Associates - Accounting/Business
Monroe College