Summary
Overview
Work History
Education
Skills
Timeline
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Linda Moore-Hackney

Duncanville,TX

Summary

Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a financial company.

Overview

13
13
years of professional experience

Work History

Credit Analyst

Atlantic Group, First Republic Bank
Chicago, IL
05.2022 - Current
  • Accurately analyze financial statements of commercial borrowers, assign accurate risk ratings, and provide appropriate recommendations to mitigate risk
  • Managed daily and weekly pipeline reports
  • Write and present credit memos in support of company-specific and portfolio-level decisions
  • Participate in structuring, underwriting, and documentation of credit facilities designed to meet both client and investor needs as well as balance bank's internal risk/return requirements.

Senior Underwriter

MUFG Union Bank
San Francisco, CA
05.2020 - 10.2021
  • Prepare financial reports
  • Ensure all credit files are complete, identify any documentation deficiencies, work with Portfolio Operations and Legal to address any deficiencies, and maintain ownership for borrower portfolio shared drive file management
  • Consistently met SLA of 25-30 loans per month

Senior Mortgage Underwriter

Headway Workforce Solution
Dallas, TX
11.2016 - 05.2020
  • Loan values/loan-to-value ratios Appraisal Reports Collateral and supporting documentation
  • Calculate loan risk
  • Condition files for missing and supporting documentation
  • Approve, counteroffer, or deny loan files.

Underwriter III

JP Morgan Chase
Dallas, TX
05.2015 - 08.2016
  • Established and maintain relationships with lending partners
  • Meet SLA requirements
  • Lending authority of $1 million

Consumer Underwriter III

Wells Fargo Home Mortgage
Irving, TX
02.2013 - 01.2014
  • Underwrite loans to ensure soundness, business value, and compliance with Investor Guidelines
  • Review and evaluates data to ascertain loan viability and identify risk issues and potential fraud
  • Evaluate Debt-to-Income ratio, Loan to Value ratio, credit score property valuation, and other factors
  • Determine and document loan conditions and communicates requirements and/or decisions
  • Lending authority of $1 million

Underwriter

Shelter Mortgage/Guaranty Bank
Dallas, TX
11.2011 - 02.2013
  • Underwrite Government and Conventional loan products
  • Appraisals Review
  • Contact borrowers to request approval conditions.

Home Loan Specialist II

Bank of America
Irving, TX
02.2010 - 03.2011
  • Process and underwrite Government and Conventional loans
  • Analyze asset and income documents for loan approval
  • Maintain active pipeline
  • Microsoft Excel is used for daily pipeline reports and reports generated for loan status to Home Loan Consultants

Education

Bachelor of Science -

Dallas Baptist University
05.2014

Skills

  • DU/LP
  • Empower
  • Appian
  • Lending Regulations
  • Credit Risk Analysis
  • Verbal and Written Communication
  • Data Analysis
  • Attention to Detail
  • Underwriting

Timeline

Credit Analyst

Atlantic Group, First Republic Bank
05.2022 - Current

Senior Underwriter

MUFG Union Bank
05.2020 - 10.2021

Senior Mortgage Underwriter

Headway Workforce Solution
11.2016 - 05.2020

Underwriter III

JP Morgan Chase
05.2015 - 08.2016

Consumer Underwriter III

Wells Fargo Home Mortgage
02.2013 - 01.2014

Underwriter

Shelter Mortgage/Guaranty Bank
11.2011 - 02.2013

Home Loan Specialist II

Bank of America
02.2010 - 03.2011

Bachelor of Science -

Dallas Baptist University

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Linda Moore-Hackney