Linda Salcito
Summary
Mortgage professional with a proven track record excelling in loan origination and credit analysis. Expert in developing innovative financing programs and leading high-performing teams.
Professional with comprehensive experience in mortgage sales, operations, documentation, and regulatory compliance. Licensed Mortgage Loan Originator.
Overview
35
35
years of professional experience
Work History
Mortgage Operations Administrator/Primary Broker
PYL Funding, LLC
08.2017 - 03.2022
- Implemented a Seller Financing mortgage program for Condominiums in Miami FL.
- Developed programs, products, underwriting guidelines, pricing models and required documentation.
- Preparation of mortgage documents and coordination of closings with title companies.
Mortgage Loan Officer
Home Financial Group, LLC
05.2013 - 04.2017
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
- Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
Mortgage Consultant
Clinton Mortgage Solutions,LLC
04.2011 - 02.2013
- Implemented Developer Mortgage Financing Program for troubled Condo Projects
- Built all programs, products, and underwriting guidelines
- Coordinated with closing attorneys re: Florida Mortgage statues and compliance and mortgage documents
- Conducted post closing audit of documents
Mortgage Broker
Clinton Mortgage Network
01.1999 - 01.2011
- Assisted clients with application process increasing their chances of loan approval.
- Obtain required documentation. and pre underwrite and pre approve loan requests.
- Collaborated with different lenders to find best possible deal for homebuyers.
- Prospect business from realtors, attorneys, builders, CPA's.
Vice President/ Manager
Chase Personal Financial/ Citibank Mortgage
01.1987 - 01.1998
- Developed top performing sales and operations team locally and including satellite offices
- Managed sales and operations
- Granted 1MM underwriting authority
- Consistently met performance goals in both banking positions (Citibank and Chase)
Education
Associate of Arts -
Mattatuck Community College
Waterbury, CTSkills
- Strong communication skills
- Credit analysis proficiency
- Document review
- Loan origination
- Team leadership
- Staff training and development
- Customer service
Timeline
Mortgage Operations Administrator/Primary Broker
PYL Funding, LLC
08.2017 - 03.2022
Mortgage Loan Officer
Home Financial Group, LLC
05.2013 - 04.2017
Mortgage Consultant
Clinton Mortgage Solutions,LLC
04.2011 - 02.2013
Mortgage Broker
Clinton Mortgage Network
01.1999 - 01.2011
Vice President/ Manager
Chase Personal Financial/ Citibank Mortgage
01.1987 - 01.1998
Associate of Arts -
Mattatuck Community College
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