Lindsey Edouard
Stamford,CT
Summary
Detail-oriented and analytical Analyst with a strong background in regulatory compliance and anti-money laundering (AML) investigations. Seeking to leverage expertise in risk assessment, transaction monitoring, and regulatory reporting to ensure financial institution compliance with BSA/AML laws, mitigate financial crimes, and support organizational objectives through data-driven insights and proactive risk management strategies.
Overview
11
11
years of professional experience
Work History
Financial Intelligence Unit Analyst
Pathward N.A
Remote
10.2023 - Current
- Analyze System Generated and/or Staff & Service Provider Submitted Alerts
- Performing periodic customer reviews, as well as selected CDD/EDD procedures
- Creation and verification of KYC profiles and AML files
- Implements appropriate changes made to procedures based on new regulations
- Reviews closed alerts within the required timeframes and apprises management of any issues with quality and whether procedural guidelines are being followed
- Analyze statistical data for output and make recommendations for process improvement
- Supervision and quality control of the staff’s completion of alerts reviews and SAR filings on a temporary basis
- Complete and maintain accurate and thorough documentation for all alert reviews.
Business Banking Operation Professional
American Express
Remote
03.2022 - 10.2023
- Find solutions for complex credit issues to meet underwriting requirements
- Review personal and business credit issues to meet underwriting requirements
- Share credit decision with deal team and borrowers
- Review reporting’s from Dun & Bradstreet, and the Small Business Financial Exchange (SBFE)
- Streamline problem-solving, reducing resolution time and improving customer issue resolution rate
- Proficiently handle Wire Processing, ACH Transfers and Disputes, ensuring accurate and efficient financial transactions for clients
- Demonstrated expertise in Compliance and Risk Management, ensuring strict adherence to Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), and Anti-Money Laundering (AML) regulations
- Respond to Small Business banking and card inquiries ensuring prompt and accurate assistance for account holders.
Relationship Manager: Business Banking
Bank of America
Norwalk, CT
11.2018 - 03.2022
- Track and review customer relationships through salesforce
- Offered comprehensive financial solutions through business credit cards, business line of credit, business auto loans
- Collect financial information from applicants to complete credit application
- Experience with reviewing tax returns, invoices, and statements
- Demonstrated expertise in Compliance and Risk Management, ensuring strict adherence to Unfair Deceptive or Abusive Acts or Practices (UDAAP), Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), and Anti-Money Laundering (AML) regulations.
Assistant Branch Manager
People’s United Bank
Shelton CT
12.2013 - 10.2018
- Supported the Branch Manager with daily tasks, ensuring smooth branch functioning and effective communication amongst team members.
- Trained and developed new team members in alignment with branch service standards and objectives.
- Monitored daily branch activities, quickly identifying areas requiring improvement or corrective action to maintain operational excellence.
- Oversaw successful completion of internal audits with minimal findings, demonstrating strong adherence to bank policies and regulations.
Education
Business Administration -
Capella University
Skills
- Actimize
- Verafin
- LexisNexis
- Bridger
- Suspicious Activity Reporting
- Transaction Monitoring
- Leadership
- Analytical
- Investigative
- Portfolio Management
- Operational Excellence
- Financial Advisory
- Dispute Resolution
- Team Development
- Microsoft Office Suite
- UDAAP
- BSA
- OFAC
- AML
- KYC Regulations and Compliance
Timeline
Financial Intelligence Unit Analyst
Pathward N.A
10.2023 - Current
Business Banking Operation Professional
American Express
03.2022 - 10.2023
Relationship Manager: Business Banking
Bank of America
11.2018 - 03.2022
Assistant Branch Manager
People’s United Bank
12.2013 - 10.2018
Business Administration -
Capella University