Summary
Overview
Work History
Education
Skills
Mission
Timeline
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Lisa McAlexander

Chesterfield,VA

Summary

Mortgage underwriter with extensive experience, specializing in financial analysis and risk management. Demonstrated success in training new underwriters and ensuring adherence to lending guidelines. Skilled in evaluating complex income documentation while achieving high production standards and promoting teamwork.

Overview

2026
2026
years of professional experience

Work History

Corporate Mortgage Underwriter/Asset Depletion Underwriter

Bank of America
06.2022 - Current
  • Underwrite mortgage loans for employee lending high net worth, consisting of manual UW, Conforming, Non-Conforming, Non-Conforming Jumbo, Affordable Loan Solutions, Asset Depletion and Americas Home Grant.
  • Underwrote mortgage loans for high-net-worth Clientele for Private Bank.
  • Evaluate complex income documentation such as business tax returns and Restricted Stock Unit income.
  • Accept responsibility for fulfilling commitments while demonstrating accuracy and thoroughness in all areas.
  • Work effectively with others maintaining a positive attitude.
  • Manage risk by researching applicable guidelines, laws and regulations.
  • Audit appraisals and title searches, behind the processors and closers to insure there are no errors and omissions.

Remote Underwriter III

JP Morgan Chase
04.2021 - 04.2022
  • Evaluate income, credit, assets, title, and collateral to develop a decision to the risk of clientele comparing data to current guidelines.
  • Underwrite various mortgage loans for the company.
  • Selected to audit new underwriters test cases.
  • Chosen to audit various types of complex income scenarios for underwriters who had made previous mistakes.
  • Manage risk by searching all applicable guidelines.
  • Maintained quality and high production in a remote environment.

Risk and Compliance Manager

Goodwill Industries
Richmond, Virginia
01.2008 - 07.2013
  • Audited all case records to ensure that all guidelines are met to the Standards of the Department of Labor, CARF, NISH and the state/federal government.
  • Developed the organizations Crisis Management Plan.
  • Established training material for compliance related topics such as Privacy Laws, Department of Labor guidelines, HIPAA and Corporate Compliance.
  • Responsible for providing reports to leadership to outline all corrections needed to case records, billing, HIPAA and safety.

Senior Underwriter

Saxon Mortgage-Morgan Stanley
Richmond, Virginia
09.2005 - 10.2007
  • Analyzed the credit-worthiness of potential clients with approval authority up to $415,000 without second review.
  • Trained on products including Fannie Mae and Non-Traditional mortgage programs.
  • Utilized various online programs to determine value of real estate including Zillow.com, Realtor.com, and Val Verify.
  • Considered income documents, credit reports, title work, home owners insurance and other real estate related records to determine the risk for potential clients for the Retail, Wholesale and Correspondent industry nationwide.
  • Selected by Senior Management to train new Underwriters to determine job skills and knowledge of the industry.

Senior Mortgage Undewriter

Bank of America
Richmond, VA

Education

BBA - Economics

James Madison
Harrisonburg

Skills

  • Mortgage lending guidelines
  • Underwriting and compliance
  • Financial analysis and risk management
  • Training and development
  • Real estate evaluation
  • Credit review and income analysis

Mission

To manage the companies’ loan products and assets to the highest standard possible in a professional, diligent and ethical way.

Timeline

Corporate Mortgage Underwriter/Asset Depletion Underwriter

Bank of America
06.2022 - Current

Remote Underwriter III

JP Morgan Chase
04.2021 - 04.2022

Risk and Compliance Manager

Goodwill Industries
01.2008 - 07.2013

Senior Underwriter

Saxon Mortgage-Morgan Stanley
09.2005 - 10.2007

Senior Mortgage Undewriter

Bank of America

BBA - Economics

James Madison

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