Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Lisa M. Franconeri

Bayonne,NJ

Summary

Lisa Franconeri serves as Senior Vice President and CRA Officer at Haven Savings Bank with
over 35 years of experience in the banking industry. Skilled in Lending, Portfolio Management,
CRA, Budgeting, and Strategic Planning. She is re sponsible for overseeing the Residential
Lending Department, all aspects of the Community Reinvestment Act Program and corporate
development.
Franconeri joined Haven Savings Bank in 1986 and is currently responsible for identifying and
developing long term strategies across the bank, and setting policies and procedures for
regulations affecting lending. She is responsible for implementing and administering all aspects
of the Community Reinvestment Act Program. In 2020, Franconeri was appointed chairperson
for Haven’s Marketing Committee and leads the team in developing and executing a marketing
plan to address business initiatives and achieve marketing goals. Other responsibilities include
Disaster Recovery & Business Continuity, Regulatory Reporting and supervising and mentoring
the professional development of all lending staff. Ms. Franconeri is also a member of the New
Jersey Banker’s Residential Lending Committee, Asset Classification Committee, CRA
Committee and Compliance Committee.
As CRA Officer, Franconeri’s experience and knowledge of the regulations regarding the
Community Reinvestment Act assists the bank in understanding how the rules apply to them,
and how to best serve their customers and communities, while fulfilling their federally mandated
CRA obligations. In 2019 she was credited with creating three different CRA Programs to help
make home ownership a reality for first time homebuyers and low-to-moderate income
borrowers. Currently, the programs have successfully originated loans totaling an estimated $24
million in the bank’s CRA communities. Most recently, Franconeri participated in the Jersey City
Neighborhood Homeownership Program. Her goal was to bring additional support and
information to make home ownership a reality for Jersey City residents.
Ms. Franconeri earned a Bachelor’s of Science degree in Computer Science and Mathematics
from Saint Peter’s University. Throughout her career, she has empowered women by giving
them a voice in the workplace and advocating for them through all levels of business. She is an
excellent leader with the competency to work through others, to accomplish set goals. A lifelong
resident of Hudson County, she enjoys spending time with her family at the Jersey shore, walks
in the park with her dog Cooper and traveling.

Overview

38
38
years of professional experience
1
1
Certification

Work History

SVP, Senior Residential Lender & Corp. Secretary

Haven Savings Bank
11.2023 - Current
  • Hired and managed employees to maximize productivity while training staff on best practices and protocols.
  • Delivered exceptional customer service by implementing best practices and fostering a culture of accountability within the organization.
  • Developed and executed strategic initiatives to drive business growth, resulting in higher revenues and market share expansion.
  • Championed innovation by encouraging cross-functional teams to pursue creative solutions to complex challenges.
  • Collaborated with executive leadership team members on long-term strategic planning that ensured sustainable success for the company.
  • Developed and implemented new strategies and policies in collaboration with executive partners to establish and achieve long-term business objectives, providing company with strong and sustainable organizational leadership.
  • Spearheaded cost reduction efforts, identifying opportunities for savings and negotiating better vendor contracts.

Senior Vice President, Senior Residential Lender

Haven Savings Bank
01.2014 - 11.2023
  • Hired and managed employees to maximize productivity while training staff on best practices and protocols.
  • Delivered exceptional customer service by implementing best practices and fostering a culture of accountability within the organization.
  • Developed and executed strategic initiatives to drive business growth, resulting in higher revenues and market share expansion.
  • Collaborated with executive leadership team members on long-term strategic planning that ensured sustainable success for the company.
  • Presented and discussed strategy and initiative progress with senior business leaders.

Vice President, Mortgage Department

Haven Savings Bank
01.1994 - 01.2014
  • Cultivated strong relationships with key stakeholders, including customers, vendors, regulators, and community leaders to promote collaboration and long-term success.
  • Led cross-functional teams for the successful completion of major projects, resulting in increased efficiency and client satisfaction.
  • Demonstrated proficient leadership skills to motivate employees and build competent teams.
  • Collaborated with senior management to develop strategic initiatives and long term goals.
  • Established performance goals for department and provided methods for reaching milestones.
  • Monitored industry trends, keeping current on latest changes and competition in industry.

Assistant Vice President, Mortgage Department

Haven Savings Bank
01.1991 - 01.1994
  • Established a high-performance culture within the team by setting clear expectations and providing regular feedback on individual performance contributions.
  • Collaborated closely with executive leadership to align department goals with overall company objectives, resulting in stronger organizational cohesion.
  • Managed a diverse portfolio of projects, ensuring that each project met established quality standards and delivered expected results on time and within budget.
  • Enhanced collaboration between team members by implementing innovative communication tools and fostering an open dialogue culture.

Assistant to Mortgage Officer

Haven Savings Bank
10.1986 - 01.1991
  • Contributed to a positive work environment with strong interpersonal skills and proactive teamwork attitude.
  • Worked closely with management to provide effective assistance for specific aspects of business operations.
  • Assisted manager in all aspects of business operations.
  • Demonstrated adaptability by quickly mastering new software applications as needed for various tasksprojects.
  • Drafted common document templates to reduce time spent creating documents from scratch.
  • Supported business growth by assisting in marketing campaigns and coordinating events.

Education

Bachelor of Science - Business Management And Marketing

Saint Peter's University
Jersey City, NJ
05.1986

Skills

  • Supervise and mentor the professional development of all lending and servicing staff Originate loan policy and underwriting guidelines to ensure overall soundness of the total loanportfolio and to ensure compliance with regulatory agencies Set policies and procedures for applicable regulations affecting the Mortgage Department Approve loans within specified limits, and refer loan applications outside those limits to theBoard Identify and develop long term strategies for the residential lending department Develop policies and set guidelines related to the accurate and timely servicing of the bank’sloan portfolio, including the production of loan documentation, proper funding, closing processand loan servicing Analyze applicant’s financials, credit information, and property valuations to determinefeasibility of granting loans Review loan agreements to ensure that they are complete and accurate according to policy Research new types of loans and other financial services and products in order to better meetcustomers’ needs Responsible for customer complaints and take appropriate action to resolve them Confer with loan processors to assist in resolving mortgage application issues Responsible for developing and executing a marketing plan to address business plan initiativesand achieve marketing goals Responsible for developing, implementing and administering all aspects of the CommunityReinvestment Act Program Coordinate, document and review lending, investment and service activity Maintain relevant CRA reports and files, including data and documentation Prepare, analyze, and monitor banks statistics to determine adequate loan penetration of lowand moderate income households and small businesses Interview, hire, and train new employees for Residential Lending Department Oversee the daily operations of the Residential Lending Department

Certification

Member of the following Committees
 Residential Lending Committee
 Loan Servicing Committee
 CRA Committee
 ALCO Committee
 Asset Classification Committee
 Marketing Committee
 2 nd Look Committee- Commercial Loans

Timeline

SVP, Senior Residential Lender & Corp. Secretary

Haven Savings Bank
11.2023 - Current

Senior Vice President, Senior Residential Lender

Haven Savings Bank
01.2014 - 11.2023

Vice President, Mortgage Department

Haven Savings Bank
01.1994 - 01.2014

Assistant Vice President, Mortgage Department

Haven Savings Bank
01.1991 - 01.1994

Assistant to Mortgage Officer

Haven Savings Bank
10.1986 - 01.1991

Bachelor of Science - Business Management And Marketing

Saint Peter's University
Lisa M. Franconeri