LIZ CAPUTO
Chicago,IL
Summary
Dedicated insurance professional with demonstrated success in underwriting E&S casualty risks. Currently working at a newly established brokerage carrier, I have played a key role in building and scaling the excess casualty portfolio while maintaining underwriting integrity in an evolving market.
Overview
8
8
years of professional experience
Work History
Senior Underwriter, Excess Casualty
Atain Insurance Companies
03.2026 - Current
- Underwrite both supported and unsupported excess accounts with limits up to $5M, utilizing authority of up to $75,000.
- Contribute to the ongoing evolution of underwriting guidelines, precesses, and software platforms as the division scales.
- Mentor junior underwriters on best practices and industry standards for risk assessment.
Underwriter, Excess Casualty
Atain Insurance Companies
07.2024 - 03.2026
- Evaluate submission data including exposures, loss histories and mitigation tactics, underlying insurance programs, and coverage forms to determine acceptability, terms and pricing in accordance with underwriting guidelines and letter of authority.
- Develop and cultivate relationships with wholesale brokers in the Midwest and West Coast, establishing the company as a competitive market for complex or distressed risks.
- Generated $4M in new business premium in the company's first full year of operations with a limited distribution model.
Broker
Maximum Independent Brokerage
12.2022 - 07.2024
- Created proposals for clients seeking General Liability or Excess Liability coverage and strategically approach markets based on appetite, capacity, and targets.
- Achieved sales goals, binding an average of $150,000 in new business premium per month.
- Trained new brokers to maintain Maximum's general casualty renewal book and provide support when needed.
- Maintained client retention by developing professional relationships with both underwriters and retail agents.
Associate Broker
Maximum Independent Brokerage
09.2020 - 12.2022
- Managed over 300 accounts for the Chicago casualty renewal book which focuses on the construction, habitational, hospitality and manufacturing industries.
- Marketed high-premium renewals to ensure our client received the best coverage in the marketplace.
- Compared exposures, rates, and forms year-over-year, and negotiated with underwriters as needed to retain advisable coverage for our retailers and clients.
Client Service Representative
Maximum Independent Brokerage
01.2019 - 09.2020
- Provided post-binding services for seven total casualty and professional producers including policy issuance, endorsement requests, inspections, audits and taxes.
- Solicited renewal submissions from agents and prepared renewal files 90 days prior to policy expiration.
Account Executive
Yelp, Inc.
08.2018 - 01.2019
- Managed a pipeline of prospective clients via Salesforce CRM in Denver, CO and Mobile, AL.
- Educated, pitched and sold Yelp advertising programs via an average of 80 cold calls per day.
- Asked probing questions to business owners and to discern their needs and recommend advertising options for their business.
Education
Bachelor of Science in Commerce And Business Administration - Marketing
The University of Alabama
05.2018
Skills
- Risk Assessment
- Coverage and Data Analysis
- Multi-Tasking
- Microsoft Office/ ImageRight / AIM
- Problem Solving
- Negotiation
- Adaptability
- Relationship Building
Affiliations
Love Box Team Lead, Chicago Angels
Timeline
Senior Underwriter, Excess Casualty
Atain Insurance Companies
03.2026 - Current
Underwriter, Excess Casualty
Atain Insurance Companies
07.2024 - 03.2026
Broker
Maximum Independent Brokerage
12.2022 - 07.2024
Associate Broker
Maximum Independent Brokerage
09.2020 - 12.2022
Client Service Representative
Maximum Independent Brokerage
01.2019 - 09.2020
Account Executive
Yelp, Inc.
08.2018 - 01.2019
Bachelor of Science in Commerce And Business Administration - Marketing
The University of Alabama