Liz Sarauer
Chetek,WI
Overview
9
9
years of professional experience
1
1
Certification
Work History
Credit Analyst, AVP
Chippewa Valley Bank
01.2020 - Current
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Assessed credit risk and analyzed financial statements.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
- Participated in loan committee meetings to provide input on lending processes.
- Conducted presentations to upper management and executive teams for loan recommendations.
- Conducted industry research to understand economic conditions impacting borrowers ability to repay loans.
- Developed credit models to assist in the credit decision making process.
- Improved understanding of financial statements, which helped in assessing risk.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed and developed reports to communicate to upper management current areas of risk and current rating of assets.
- Developed processes and reports for the Chief Credit Officer to improve management of theCredit Department.
Accounts Payable Specialist, AVP
Chippewa Valley Bank
01.2020 - Current
- Processed all invoices and journal entries with efficiency and accuracy, resulting in decreased discrepancies.
- Reached out to vendors and employees to verify information and follow up on vendor issues.
- Streamlined entire A/P process.
- Developed enhanced procedures for Branch Managers to follow to better reinforce proper documentation and approval for all advertising and donation requests.
- Collected and retained W-9's for proper tax reporting protocols.
- Worked with Internal Control to complete audits done on Accounts Payable process and transactions. Then addressed and handled any findings or recommendations.
- Made sure transactions were appropriately handled to be in compliance with the Banks Accounts Payable Policy and Fixed Asset Policy.
Advertising Specialist
Chippewa Valley Bank
12.2021 - Current
- Expanded current advertising campaign for Bank Stock Lending Program from two states to 12 states.
- Communicated campaign success and status reports to management by outlining progress and analyzing known performance indicators.
- Worked with graphic designers to create new advertisements and improve current advertisements.
- Main point of contact for publishing companies and marketing groups.
- Reviewed and signed advertising contracts.
Accounting and Operations
Chippewa Valley Bank
05.2018 - 08.2019
- Balance teller transactions across all 16 branches
- Assess and balance key general ledger accounts
- Assisted customers and employees in everyday transactions and complications
- Managed debit card disputes and compromised cards
- Trained new fulltime employees on daily functions.
Teller
Chippewa Valley Bank
06.2017 - 05.2018
- Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
- Processed customer transactions promptly.
- Built and strengthened customer relationships by leveraging excellent interpersonal and communication skills.
- Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
Pharmacist Assistant
Rusk County Pharmacy
04.2015 - 05.2017
- Waited on customers
- Delivered prescriptions
- Managed Inventory
- Filled prescriptions
- Answered phone calls
Basketball Coach
Volunteer Position
09.2021 - 12.2021
- Acted as positive role model for team participants and in community.
- Managed drills and fitness circuits to bolster athletes' coordination and performance levels.
- Evaluated individual knowledge, skills, and strengths, and assigned team positions to maximize talent areas.
Swim Teacher
Flambeau Area Swim Team
10.2014 - 05.2017
- Taught daily swim instruction to students varying in ages and skill levels.
- Used teaching aids such as kickboards, diving rings, and fins correctly to teach students.
- Adapted teaching techniques to different learning styles.
- Maintained control and safety of class and kept children in flotation always within arm's reach.
Education
Bachelor of Science - Business Management
University of Wisconsin - Stout
Menomonie, WI12.2020
Skills
- Underwriting
- Financial Statements Expertise
- Credit Reporting
- Oral and Written Communications
- Data Compilation
- Proficient in Microsoft Excel 2018, Microsoft Word 2018, Microsoft Outlook 2018, Adobe Acrobat
Certification
Certified Community Bank Credit Analyst, CCBCA
Timeline
Advertising Specialist
Chippewa Valley Bank
12.2021 - Current
Basketball Coach
Volunteer Position
09.2021 - 12.2021
Credit Analyst, AVP
Chippewa Valley Bank
01.2020 - Current
Accounts Payable Specialist, AVP
Chippewa Valley Bank
01.2020 - Current
Accounting and Operations
Chippewa Valley Bank
05.2018 - 08.2019
Teller
Chippewa Valley Bank
06.2017 - 05.2018
Pharmacist Assistant
Rusk County Pharmacy
04.2015 - 05.2017
Swim Teacher
Flambeau Area Swim Team
10.2014 - 05.2017
Bachelor of Science - Business Management
University of Wisconsin - Stout
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