Lizet Mantilla
Richmond,CA
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
17
17
years of professional experience
Work History
CEO
CHEAP AUTO WHOLESALE LP
RICHMOND
10.2013 - Current
- In charge of overseeing the adequacy of the dealerships financial structures and review the operating results to ensure they meet the established objectives.
- Designing and implementing business operations as well as overseeing those operations.
- I've established the company's foundational processes for effective business operations.
- Responsible for managing the company's resources to forecast gains or losses.
- Responsible for financial decision making with the goal of reducing material losses and maximize profits
- Managed partnerships with key strategic business associates by resolving conflict professionally and negotiating contract terms effectively.
- Collaborated with legal, accounting and other professional teams to review and maintain compliance with regulations.
- Coached and guided sales and financing team with the goal of maximizing their potential.
- I've assessed and managed risks associated with the acquisition and purchase of retail installment contracts.
Loan Processor
Si Se Puede Autos
Richmond
02.2010 - 10.2013
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Set up and completed loan submission packages.
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
- Utilized loan origination software to process and track loan applications.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- At times assessed the risk to deem applicant eligible for the loan.
- Negotiated financing terms with the lender and applicant to ensure closing the loan.
- Researched and updated industry knowledge on changing legislation and regulations.
- Assessed loan portfolios for compliance with underwriting policies.
Office Administrator
Bay Area's Finest Auto
Richmond
04.2006 - 01.2010
- Provided support to management by ensuring organization of the office
- Administered daily front office operations, including answering and routing call to appropriate parties, taking detailed messages, providing friendly and professional customer services skills.
- Document filing
- Managed incoming and outgoing mail.
- Tracked and managed accounts receivables.
- Negotiated repayment plans with delinquent account holders.
- Assessed risks of delinquent account to ultimately assign those accounts to recovery.
Education
Bachelor of Arts - Psychology
San Francisco State University
San Francisco, CA05.2020
Bachelor of Arts - Latina/o Studies Ethnic Studies
San Francisco State University
San Francisco, CA05.2020
Skills
- Raising Capital
- Market Research
- Public Relations Understanding
- Business Administration
- Financial Management
- Leadership and People Development
- Operations Management
- Employee Motivation and Performance
- Adaptable and Flexible
- Negotiation
Languages
Spanish
Native or Bilingual
Timeline
CEO
CHEAP AUTO WHOLESALE LP
10.2013 - Current
Loan Processor
Si Se Puede Autos
02.2010 - 10.2013
Office Administrator
Bay Area's Finest Auto
04.2006 - 01.2010
Bachelor of Arts - Psychology
San Francisco State University
Bachelor of Arts - Latina/o Studies Ethnic Studies
San Francisco State University
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