Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Lizet Mantilla

Richmond,CA

Summary

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

17
17
years of professional experience

Work History

CEO

CHEAP AUTO WHOLESALE LP
10.2013 - Current
  • In charge of overseeing the adequacy of the dealerships financial structures and review the operating results to ensure they meet the established objectives.
  • Designing and implementing business operations as well as overseeing those operations.
  • I've established the company's foundational processes for effective business operations.
  • Responsible for managing the company's resources to forecast gains or losses.
  • Responsible for financial decision making with the goal of reducing material losses and maximize profits
  • Managed partnerships with key strategic business associates by resolving conflict professionally and negotiating contract terms effectively.
  • Collaborated with legal, accounting and other professional teams to review and maintain compliance with regulations.
  • Coached and guided sales and financing team with the goal of maximizing their potential.
  • I've assessed and managed risks associated with the acquisition and purchase of retail installment contracts.

Loan Processor

Si Se Puede Autos
02.2010 - 10.2013
  • Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
  • Prepared documents for underwriting by verifying client income, credit reports, and other information.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Set up and completed loan submission packages.
  • Developed and maintained relationships with customers and loan officers to establish smooth loan process.
  • Utilized loan origination software to process and track loan applications.
  • Processed loans within various departments to achieve timely, accurate, and fair proceedings.
  • At times assessed the risk to deem applicant eligible for the loan.
  • Negotiated financing terms with the lender and applicant to ensure closing the loan.
  • Researched and updated industry knowledge on changing legislation and regulations.
  • Assessed loan portfolios for compliance with underwriting policies.

Office Administrator

Bay Area's Finest Auto
04.2006 - 01.2010
  • Provided support to management by ensuring organization of the office
  • Administered daily front office operations, including answering and routing call to appropriate parties, taking detailed messages, providing friendly and professional customer services skills.
  • Document filing
  • Managed incoming and outgoing mail.
  • Tracked and managed accounts receivables.
  • Negotiated repayment plans with delinquent account holders.
  • Assessed risks of delinquent account to ultimately assign those accounts to recovery.

Education

Bachelor of Arts - Psychology

San Francisco State University
San Francisco, CA
05.2020

Bachelor of Arts - Latina/o Studies Ethnic Studies

San Francisco State University
San Francisco, CA
05.2020

Skills

  • Raising Capital
  • Market Research
  • Public Relations Understanding
  • Business Administration
  • Financial Management
  • Leadership and People Development
  • Operations Management
  • Employee Motivation and Performance
  • Adaptable and Flexible
  • Negotiation

Languages

Spanish
Native or Bilingual

Timeline

CEO

CHEAP AUTO WHOLESALE LP
10.2013 - Current

Loan Processor

Si Se Puede Autos
02.2010 - 10.2013

Office Administrator

Bay Area's Finest Auto
04.2006 - 01.2010

Bachelor of Arts - Psychology

San Francisco State University

Bachelor of Arts - Latina/o Studies Ethnic Studies

San Francisco State University

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Lizet Mantilla