Logan Bruich
First Security Bank
Conway,AR
2
years of professional experience
Accounting professional with experience in financial analysis, financial statement review, tax return analysis, and cash flow evaluation. Currently working as a Credit Analyst, with hands-on experience analyzing business financial performance and assessing financial risk. Seeking to apply a strong accounting background and analytical skills in an accounting or finance role.
Work History
Junior Credit Analyst
1 Year 10 Months- Analyze commercial loan requests to evaluate borrower creditworthiness, repayment capacity, and overall credit risk.
- Review and analyze business and personal tax returns, financial statements, and supporting financial information.
- Spread financial statements and tax returns using Sageworks to evaluate historical performance and financial trends.
- Calculate and assess cash flow, debt service coverage, leverage, liquidity, and other key financial ratios.
- Review existing and proposed debt obligations, including term loans, lines of credit, mortgages, and other commercial debt.
- Evaluate collateral information and assist in determining appropriate collateral coverage for commercial credit requests.
- Work with commercial loan officers to gather financial information and prepare accurate credit analyses for underwriting decisions.
Education
Bachelor of Science - Accounting
Skills
Financial Statement Analysis
Tax Return Analysis
Microsoft Excel
Cash Flow Analysis
AI-Assisted Research & Productivity Tools
Financial Modeling
Timeline
Junior Credit Analyst
First Security Bank
10.2024 - CurrentRead More
University of Central Arkansas
Bachelor of Science from Accounting
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