Summary
Overview
Work History
Education
Skills
Timeline
Personal Information
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Lois Wood

Sugar Land,TX

Summary

Analytical Sr. Underwriter with expertise in Trucking and Transportation. Hardworking with over 28 years of experience in the Insurance industry. Many years of training in risk management, data analysis and underwriting processes and procedures. Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Organized and dependable with excellent time management and problem-solving skills.

Overview

28
28
years of professional experience

Work History

Sr. Transportation Underwriter

Richmont General Insurance Services
10.2023 - Current
  • Act as the expert intermediary between the insurance carrier and the managing general agency.
  • Provide subject matter expertise on processes, documentation, and client servicing.
  • Utilize knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
  • Analyze data to identify trends and predict future insurance needs.
  • Evaluate applications to determine insurance coverage and appropriate risk classifications.
  • Negotiate terms and conditions of coverage with clients to acquire maximum profitability.
  • Self-motivated, with a strong sense of personal responsibility.
  • Use strong analytical and problem-solving skills to develop effective solutions for challenging situations.
  • Work effectively in a fast-paced environment.

Sr. Transportation Underwriter

First Capital - AWIS, LLC
07.2022 - 10.2023
  • Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
  • Analyzed data to identify trends and predict future insurance needs.
  • Evaluated applications to determine insurance coverage and appropriate risk classifications.
  • Negotiated terms and conditions of coverage with clients to acquire maximum profitability.
  • Self-motivated, with a strong sense of personal responsibility.
  • Used strong analytical and problem-solving skills to develop effective solutions for challenging situations.
  • Worked effectively in a fast-paced environment.

Sr. Transportation Underwriter

Seaview Insurance Company
01.2021 - 06.2022
  • Developed and implemented underwriting policies and procedures, establishing useful and accurate processing of applications.
  • Studied insurance industry changes, remaining up-to-date with latest trends and protocols.
  • Collaborated with other professionals to develop innovative underwriting solutions.
  • Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
  • Demonstrated a high level of initiative and creativity while tackling difficult tasks.
  • Organized and detail-oriented with a strong work ethic.

Sr. Transportation Underwriter

Sutter Insurance Company
06.1997 - 01.2021
  • Evaluated applications to determine insurance coverage and appropriate risk classifications.
  • Demonstrated creativity and resourcefulness through the development of innovative solutions.
  • Acted as a team leader in group projects, delegating tasks and providing feedback.
  • Gained strong leadership skills by managing projects from start to finish.
  • Organized and detail-oriented with a strong work ethic.
  • Primary customer service contact for the underwriting department.

Education

Bachelor of Arts - General Studies

University of Massachusetts Amherst

High School Diploma -

Mount Greylock Regional High School

Skills

  • Communication and Relationship Building
  • Team Collaboration
  • Problem-Solving and Conflict Resolution
  • Self Motivated
  • Attention to Detail and Organization
  • Analytical and Critical Thinking

Timeline

Sr. Transportation Underwriter

Richmont General Insurance Services
10.2023 - Current

Sr. Transportation Underwriter

First Capital - AWIS, LLC
07.2022 - 10.2023

Sr. Transportation Underwriter

Seaview Insurance Company
01.2021 - 06.2022

Sr. Transportation Underwriter

Sutter Insurance Company
06.1997 - 01.2021

High School Diploma -

Mount Greylock Regional High School

Bachelor of Arts - General Studies

University of Massachusetts Amherst

Personal Information

Title: Sr. Transportation Underwriter