Summary
Overview
Work History
Education
Skills
Timeline
Generic
Lori Jovanovich

Lori Jovanovich

Tucson,AZ

Summary

To obtain a position utilizing my customer service and leadership skills, experience, education, and training. QUALIFICATIONS: Time management skills to meet and exceed time goals per investor guidelines Can review files for the posting of payments and reconcile accounts Review files with accuracy Can work and communicate with internal agents, attorneys, and third-party vendors per investor and federal guidelines Can work independently and in a team setting Review of files daily to ensure they meet the investor guidelines Per my Loss Mitigation experience I can comply and have knowledge of the investor guidelines Knowledgeable Risk Manager equipped with strategic planning and program leadership abilities honed in the mortgage industry environments. Establishes strong and successful policies to mitigate risk at each level and establish clear assessments, prevention, and containment procedures. Familiar with regulatory requirements to maintain strict controls.

Overview

15
15
years of professional experience

Work History

Internal Mortgage Risk Specialist III Loancare

02.2022 - Current
  • I reconcile loans that the property has been foreclosed on to ensure that a all expenses have been per state and federal guidelines to mitigate further loss of the foreclosed property
  • I ensure that all calculations are correct and balance.

Loss Mit Senior Underwriter

Cenlar FSB
07.2021 - 02.2022
  • I have been working with the FHA covid bulk team since July 2020 underwriting, doing second look and also checking mod calculations when closing sends loans back to us when the mod calculation/partial claim amount is in question
  • I have made and submitted two job aids, one for how to pull Sam and one for how to work a loan when there is a lien reflecting on CAIVRS in FHA connections
  • I also have been working on a special project, Safeguard foreclosure with my team manger Daniel and supervisor Sarah
  • Fletcher
  • This project is to ensure that there is an underwriter full package review was exercised before the loan is referred to foreclosure
  • I also have been a part of a revenue look back on loans underwritten
  • This means that I go into the loss mitigation template to see when the underwriter charged the client versus when the system of record notes the charge to ensure the client was not double charged
  • I always make myself available for any agents that request assistance and take the time to walk them through any process if need be.

Loss Mit Underwriter II

Cenlar FSB
01.2020 - 07.2021
  • I review and underwrite FHA loans for borrowers requesting assistance
  • May 2020 I transitioned to assisting with the Covid team by underwriting and then moving to 2nd look where you review the underwriters’ submitted files
  • I also help with any other reports that is asked of me, for example the most recent was a revenue report checking to make sure we could bill the client for decisions made on the loans.

Specialist Sr

Default Loan Servicing Cenlar FSB
04.2016 - 02.2017

Senior Claims Administrator

Cenlar FSB
02.2017 - 01.2017
  • I have filed A, B, CWCOT claims
  • I manage the B claim pipeline and file all B claims
  • I am familiar with the systems that we use to locate invoices to file the claims.

HOSS/SPOC Wells Fargo & Co
01.2015 - 04.2016
  • Work all investors for loss mitigation options, retention and liquidation options per the investor guidelines

HOSS/SPOC CITI Mortgage
01.2012 - 01.2015
  • Dedicated to FNMA, FHLMC, FHA and VA for review of required documents for all loss mitigation options for retentions and liquidation options
  • I also worked special projects for senior leaders to make sure funds were applied for the plans in place and per the investor guidelines
  • I also worked with attorneys, internal and external teams to resolve any issues on the file.

CSR CITI Cards
10.2010 - 01.2012

CSR CITI Mortgage
12.2008 - 10.2010

Education

Diploma - Clinical

AIBT International Institute of the Americas

Skills

  • Fraud Detection
  • Compliance Monitoring
  • Market Risk Analysis
  • Data Analytics
  • Data Collection
  • Data Entry
  • Computer Proficiency
  • Active Listening
  • Customer Relations
  • Quality Control
  • Critical Thinking

Timeline

Internal Mortgage Risk Specialist III Loancare

02.2022 - Current

Loss Mit Senior Underwriter

Cenlar FSB
07.2021 - 02.2022

Loss Mit Underwriter II

Cenlar FSB
01.2020 - 07.2021

Senior Claims Administrator

Cenlar FSB
02.2017 - 01.2017

Specialist Sr

Default Loan Servicing Cenlar FSB
04.2016 - 02.2017

HOSS/SPOC Wells Fargo & Co
01.2015 - 04.2016

HOSS/SPOC CITI Mortgage
01.2012 - 01.2015

CSR CITI Cards
10.2010 - 01.2012

CSR CITI Mortgage
12.2008 - 10.2010

Diploma - Clinical

AIBT International Institute of the Americas
Lori Jovanovich