LORI RUDELL
Elk River,MN
Summary
Highly analytical and detail-oriented thinker who consistently performs multiple, highly complex duties in an exemplary and professional manner. Effective communicator with the ability to identify ways to mitigate risk, produce results with accuracy, and deliver excellent customer service.
Overview
2026
2026
years of professional experience
Work History
Family Caregiver
Unpaid
Elk River, Minnesota
05.2023 - 09.2025
- Managed medication schedules and ensured timely administration.
- Assisted with daily personal care routines and hygiene tasks.
- Coordinated transportation for medical appointments and family events.
- Provided companionship and emotional support during challenging times.
- Engaged family member in stimulating activities to enhance cognitive function with a variety of activities.
- Prepared meals and performed housework for family member.
Senior Underwriter (NML Safe)
Wells Fargo Home Mortgage
Minneapolis, MN
10.2012 - 01.2023
- Responsible for underwriting newly originated non-conforming conventional residential mortgages.
- Reviewed multiple non-agency files daily to meet production goals, while maintaining loan quality and customer service.
- Communicated outstanding loan conditions to various levels of staff.
- Collaborated with processors and loan officers to efficiently and effectively clear loans to close.
- Utilized One Right Answer “ORA” to follow relevant guidelines and meet compliance requirements.
- Analyzed and reviewed all underwriting documentation including credit report, pay stubs, W-2s, tax returns (personal and business,) application assets, title, appraisal, etc. to ensure ATR/QM requirements were met.
- Developed and issued individual loan decisions, including counteroffer scenarios, approvals and declines.
- Submitted for Enhanced Analyst Review loans that needed loan exceptions.
- Built professional relationships through active listening and communicated effectively, both in-person and remotely.
- Prioritized tasks effectively to enhance workflow in a fast-paced environment. in a fast-paced environment.
Staff Underwriter
Wells Fargo Home Mortgage
Minneapolis, MN
- Answered customer inquiries regarding loan status.
- Provided exceptional customer service throughout loan process for multiple clients.
- Underwrote conventional mortgages, both conforming and non-conforming loans.
- Met phone adherence goals.
- Performed the same duties as for the previous position listed below.
Processor
Wells Fargo Home Mortgage
Minneapolis, MN
- Completed loan applications with customers.
- Processed, underwrote, and closed loan applications.
- Collected required documentation for decision-making regarding closing loans.
- Communicated loan status and met customer expectations.
Education
Bachelor of Science - Accounting
St. Cloud State University
St. Cloud, MinnesotaSkills
- Relationship builder
- End-to-end workflow management
- Adaptable team player
- Multi-tasking and prioritization
- Customer service
- Analytical problem solving
- Staff mentorship
- Microsoft Office: Outlook, Word, Excel, Teams
- CORE
Timeline
Family Caregiver
Unpaid
05.2023 - 09.2025
Senior Underwriter (NML Safe)
Wells Fargo Home Mortgage
10.2012 - 01.2023
Staff Underwriter
Wells Fargo Home Mortgage
Processor
Wells Fargo Home Mortgage
Bachelor of Science - Accounting
St. Cloud State University