Summary
Overview
Work History
Education
Skills
Accomplishments
Additional Information
Timeline
Generic

Lori Sprowes

Credit Manager/Bookkeeper
Carbon Hill,AL

Summary

Experienced Credit Manager knowledgeable about creditworthiness and document review dedicated professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand. Sharp bookkeeping professional with exceptional documentation skills and process development expertise. Skilled with accounting software and reporting programs. Driven and enterprising people-person with attentive nature and in-depth business office experience.

Overview

27
27
years of professional experience

Work History

Credit Manager

Farmers Home Furniture
Jasper, AL
08.2020 - Current
    • Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
    • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
    • Monitored accounts for signs of fraud and non-payment issues.
    • Investigated and evaluated customers for creditworthiness and potential risk factors.
    • Optimized credit approval and collection processes, improving operational efficiencies by over 75%.
    • Reviewed and analyzed loan procedures.
    • Work cross-functionally with sales, management and other departments to maintain effective operations.
    • Referred delinquent accounts to collections department or outside resources.
    • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
    • Collaborated with management to evaluate credit strategies and develop improvements.
    • Developed strategies to expedite payments and customer resolutions.
    • Oversaw reporting, documentation and recordkeeping requirements for department.
    • Obtained and interpreted financial statements to assist in credit limit reviews.
    • Attended ongoing professional training to facilitate accurate and productive credit management.
    • Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
    • Devised collection recovery strategies to resolve customer issues and delinquent cases.
    • Collected data and performed trend and variance analysis to mitigate risk arising from bad debt

Bus Driver / Receptionist

Walker County Board of Education
Viking, Jasper, Al
09.2007 - 08.2020
  • Picking up children, taking them to school, picking them up in evening and taking them back home
  • Receptionist Duties include: Answering phone and directing calls to their appropriate place, helping find correct bus for address that is given, requisitions, giving out PO's, mailings, filing, making sure all bus routes are covered if bus driver has to be absent.
  • Help out where needed.
  • Conducted pre-trip inspections of bus for safe operation.
  • Transported passengers safely along prescribed routes according to tight schedules.
  • Performed bus driving duties while keeping student safety in mind to maintain good safety record.
  • Assisted passengers with disabilities and other physical issues in boarding and exiting bus to promote passenger safety.
  • Adhered to scheduled routes and accomplished timely drop-offs and pick-ups to comply with preset route criteria.
  • Maintained AL driver's license to enable legal operation of school buses for student transport, field trips and other purposes.
  • Inspected emergency equipment and verified safe working order for student and driver use.
  • Obeyed federal, Alabama and local traffic laws and regulations to enable safe transportation outcomes for participants.
  • Operated bus and navigation equipment in alignment with company safety, DOT and local traffic standards and regulations.
  • Complied with personal grooming and conduct guidelines and regulations to promote high standard of professionalism.

Industrial Sewing Machine Operator

Tullahoma Industries
Brilliant, AL
05.2001 - 08.2007
    • Conducted routine sewing machine maintenance, lubrication, belt changes, and lint removal.
    • Completed quick and safe threading and needling changing operations to keep production on schedule.
    • Followed sewing instructions and inspected quality of finished pieces to exceed customer expectations.
    • Operated sewing machines to join, reinforce or decorate products and performed hand stitching for smaller projects.
    • Supported performance targets by maintaining clean and neat work areas.
    • Prevented materials waste by completing accurate measurements and precise cuts.
    • Calibrated, tested, and adjusted machine settings or controls in preparation for production operations.
    • Observed machine production to check operations and proactively adjust settings to maintain targets.
    • Handled custom adjustments to create pieces meeting unique customer requirements.
    • Identified malfunctions or failures by routinely monitoring and analyzing equipment operations.
    • Finalized products by attaching hardware, labels and tags and preparing shipments.
    • Verified quality of completed work against project specifications to assess conformance with targets.
    • Examined incoming materials and compared to documentation for accuracy and quality.
    • Tended to machines, troubleshot malfunctions and completed basic repairs to keep equipment fully functional and well-maintained.
    • Set appropriate stops and guides to specified lengths as indicated by scale, rule or template.
    • Checked conformance of finished pieces with rulers.
    • Matched up cloth by pattern and die lot to reach quality goals on finished shoes.

Laborer

Winston Furniture
Haleyville , AL
10.1995 - 06.1999
  • Worked alongside team to accomplish work goals according to schedule.
  • Loaded, unloaded and moved material to and from storage and production areas.
  • Prepared job sites by removing debris and setting up materials and tools.
  • Performed general housekeeping and cleaning tasks.
  • Organized materials, tools and equipment to supply team members.
  • Utilized construction tools and machinery to effectively complete job site projects.
  • Observed site safety rules to maximize protections for team members and equipment.
  • Read and understood orders to accurately measure, cut and lay out needed materials.
  • Measured, marked and recorded openings and distances to designate areas for construction work

CNA

Hendrix Health And Rehabilitation
Double Springs, AL
04.1993 - 06.1995
  • Answered call lights and supported patient comfort and safety by adjusting bed rails and equipment.
  • Promoted good oral and personal hygiene by aiding patients with shaving, bathing and teeth brushing.
  • Checked patient vitals such as temperature, blood pressure and blood sugar levels.
  • Assisted with feeding and monitored intake to help patients achieve nutritional objectives.
  • Delivered individualized patient care by recording vital signs, documenting observations, administering treatments and evaluating patient needs.
  • Cared for residents in assisted living facility and delivered high-quality support to meet needs.
  • Evaluated patients to identify and address wounds, behavioral concerns and medically relevant symptoms.
  • Cared for clients with diagnoses such as respiratory failure, diabetes, Parkinson's disease and muscular dystrophy.
  • Supported ambulation and physical therapy needs by conducting planned exercise routines.
  • Offered immediate assistance in emergency and routine paging situations to evaluate needs and deliver care.
  • Oversaw and maintained patients' rooms, group living areas and nurse stations.
  • Participated in fun group activities with patients to boost mood, improve overall memory and provide light entertainment.
  • Conferred with multidisciplinary healthcare team to help effectively manage patient conditions with regular testing and vitals assessments.
  • Obtained biological specimens for ordered tests and prepared for laboratory transport.
  • Obtained client medical history, medication information, symptoms and allergies.
  • Facilitated personal hygiene management, feeding and ambulation.
  • Maintained patient stability by checking vital signs and weight and recording intake and outtake information.
  • Transported patients between rooms and appointments or testing locations.
  • Reduced risks of patient infection and cross-contamination by cleaning and sterilizing equipment.
  • Provided care to patients throughout lifespan with consideration of aging processes, human development stages and culture.

Education

Associate of Applied Science - Business Administration And Management

Bevill State Community College
Sumiton, AL
12.2018

Skills

  • Communication Self-motivation
  • Adaptability Conflict Resolution
  • Ability to work under Pressure
  • Sales Support
  • Prioritizing and Planning
  • Loan Processing
  • Creditworthiness Evaluations
  • Collections Actions

Accomplishments

    Top 25% of the Credit Managers in the Company in keeping credit at or below company levels.

Additional Information

I am certified in word, power point, excel, and learning quickbooks.

Timeline

Credit Manager

Farmers Home Furniture
08.2020 - Current

Bus Driver / Receptionist

Walker County Board of Education
09.2007 - 08.2020

Industrial Sewing Machine Operator

Tullahoma Industries
05.2001 - 08.2007

Laborer

Winston Furniture
10.1995 - 06.1999

CNA

Hendrix Health And Rehabilitation
04.1993 - 06.1995

Associate of Applied Science - Business Administration And Management

Bevill State Community College

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Lori SprowesCredit Manager/Bookkeeper