Summary
Overview
Work History
Education
Skills
Custom
Timeline
Generic

LORIE CINCO

Danville,CA

Summary

Results-driven Mortgage Loan Originator with expertise in sales, customer service, and compliance. Proven ability to cultivate relationships and guide clients through mortgage options, enhancing client satisfaction and driving business growth.

Overview

30
30
years of professional experience

Work History

Mortgage Loan Originator

Wintrust Mortgage
Danville
08.2023 - 08.2025
  • Facilitated communication between clients, lenders, and third-party vendors effectively.
  • Educated customers on various aspects of mortgage financing options available.
  • Ensured compliance with all federal, state and local regulations related to mortgage lending.
  • Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.

Private Wealth Loan Originator

US Bank Home Mortgage
Danville, California
01.2011 - 07.2024
  • Reviewed loan applications, analyzed credit reports and calculated financial ratios to determine borrower eligibility.
  • Reviewed appraisals for accuracy prior to submitting them along with other documentation required for closing a loan.
  • Conducted regular follow-up calls with clients throughout the mortgage process to ensure timely completion of documents or steps needed for approval or closing.
  • Completed day-to-day duties accurately and efficiently.

Mortgage Loan Originator

World Savings ( Wachovia Mortgage)
Pleasanton, California
01.1999 - 12.2008
  • Built network of contacts representing retail customers, Realtors, and Realtor brokers.
  • Cultivated portfolio of broker accounts, soliciting and securing new accounts and developing existing accounts.
  • Coached mortgage brokers in solidifying loan agreements with clients.
  • Hired and developed team of loan assistants by collecting conditions and completing underwriting files.
  • Guided clients through mortgage options to meet their financial needs.

Finance Director

Allison BMW/BMW of Mountain View
01.1996 - 12.1999
  • Analyzed customer credit applications and assessed risk factors for loan approvals.
  • Collaborated with sales teams to streamline the financing process for customers.
  • Maintained relationships with financial institutions to enhance lending opportunities.

Education

Extensive Coursework - Business & Music

Independent Elementary School
Castro Valley , California

Skills

  • Sales
  • Customer Service
  • Financial Services Industry
  • Loan Origination
  • Mortgage Consulting
  • Team Management
  • Collaboration
  • Networking
  • Communication
  • Relationship Building
  • New Hire Training
  • Fannie Mae Products
  • Freddie Mac Products
  • Secondary Market Offerings
  • Real Estate Owned (REO) Financing
  • Federal Housing Authority (FHA) Products
  • Auto Industry Lending
  • EnCompass System
  • Loan Origination & Prospecting
  • MS Office
  • Lotus Notes
  • Loan product sales

Custom

  • Generated $800M+ in loan sales.
  • Consistently achieved top 20% ranking for loan production.
  • Recognized with Presidents Club award for 2001 and 2005.
  • Supervised loan pipeline valued at an average of $10M.

Timeline

Mortgage Loan Originator

Wintrust Mortgage
08.2023 - 08.2025

Private Wealth Loan Originator

US Bank Home Mortgage
01.2011 - 07.2024

Mortgage Loan Originator

World Savings ( Wachovia Mortgage)
01.1999 - 12.2008

Finance Director

Allison BMW/BMW of Mountain View
01.1996 - 12.1999

Extensive Coursework - Business & Music

Independent Elementary School

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