Certification
Hi, I’m
Lori Tulloch
Mortgage Loan Officer/ Sales
Beaufort,NC
Summary
Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Talented professional with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
To seek and maintain full-time and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.e position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
1
3
years of post-secondary education
13
years of professional experience
Work History
Guild MortgageBeaufort, NC
Branch Mgr/ Sr. Mortgage Loan Officer
09.2023 - Current
Intercoastal MortgageMorehead City, NC
Branch Manager/Sr. Mortgage Loan Officer
11.2022 - 09.2023
Job overview
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
- Reviewed loan files and updated to match current standards.
- Fielded customer complaints and provided solutions.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Checked loan documents for accuracy prior to closing.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Processed loan applications and monitored progress from start to finish.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Researched and updated industry knowledge on changing legislation and regulations.
- Negotiated loan terms and conditions with customers to secure best deal.
- Developed and maintained relationships with customers, lenders and other third parties.
- Proactively identified solutions for customers experiencing credit issues.
- Explained very technical financial information to applicants in easy to understand language.
West Town Bank & TrustMorehead City, NC
Branch Manager/ Sr. Mortgage Loan Officer
05.2014 - 10.2022
Job overview
- Self-motivated, with a strong sense of personal responsibility.
- Demonstrated creativity and resourcefulness through the development of innovative solutions.
- Proved successful working within tight deadlines and a fast-paced environment.
- Proven ability to develop and implement creative solutions to complex problems.
- Excellent communication skills, both verbal and written.
- Participated in team projects, demonstrating an ability to work collaboratively and effectively.
- Strengthened communication skills through regular interactions with others.
- Organized and detail-oriented with a strong work ethic.
Russell Property ManagementGreenville, NC
Project Manager
08.2011 - 04.2014
Job overview
- Monitored timely receipt and reconciliation of rent collections in accordance with landlord and resident statutes.
- Handled tenant complaints promptly and appropriately, calling in repairmen, and other support services.
- Verified income, assets, and expenses, and completed file tracking sheet for each applicant.
- Introduced prospective tenants to types of units available and performed tours of premises.
- Followed up on delinquent tenants and coordinated collection procedures.
- Maintained original leases and renewal documents in digital and hardcopy format for property management office.
- Developed and implemented marketing strategies to increase occupancy rates.
- Coordinated with legal counsel to resolve tenant disputes.
- Communicated effectively with owners, residents, and on-site associates.
- Monitored and tracked payments and expenses, providing timely and accurate financial reports.
- Kept properties in compliance with local, state, and federal regulations.
- Conducted regular inspections of both interior and exterior of properties for damage.
- Introduced and monitored effective lease renewal programs to maintain high occupancy rates.
Education
North Carolina Wesleyan CollegeRocky Mount, NC
Bachelor of Science from Business Administration
01.2013 - 12.2015
Availability
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Available
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Timeline
Branch Mgr/ Sr. Mortgage Loan Officer
Guild Mortgage
09.2023 - Current
Branch Manager/Sr. Mortgage Loan Officer
Intercoastal Mortgage
11.2022 - 09.2023
Branch Manager/ Sr. Mortgage Loan Officer
West Town Bank & Trust
05.2014 - 10.2022
North Carolina Wesleyan College
Bachelor of Science from Business Administration
01.2013 - 12.2015
Project Manager
Russell Property Management
08.2011 - 04.2014
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