LORNA KIRWAN
Mt. Vernon,NY
Summary
Strategic and forward-thinking financial compliance expert with extensive experience in risk management, policy compliance, and team leadership. Proven track record of crafting and steering compliance frameworks that fortify organizational integrity and operational excellence. Demonstrates a profound ability to enhance stakeholder engagement and drive key policy initiatives that ensure stringent adherence to industry regulations. Adept at driving initiatives that improve organizational effectiveness and stakeholder satisfaction.
Overview
20
20
years of professional experience
Work History
QA/QC Analyst - KYC/FIU (Contractor)
Sumitomo Mitsui Banking Corporation
05.2023 - Current
- Recognized as a subject matter expert in KYC; pivotal in refining compliance policy and training that dramatically improved documentation and process accuracy.
- Facilitate effective cross-departmental collaborations to enhance risk assessment and management practices.
- Collaborate on projects to strengthen risk management practices, improving internal controls and processes.
- Responsible for ensuring client files meet the Bank’s internal Know Your Customer policy and procedures.
- Assess quality and completeness of customer due diligence information by identifying deficiencies and effectively managing customer risk, OFAC, operational, and regulatory. risks.
AML KYC Onboard Analyst (Contractor)
Mastercard
06.2022 - 11.2022
- Collaborated with cross-functional teams to identify opportunities for process improvement and increased efficiency.
- Validated results and performed quality assurance to assess the accuracy of data.
- Improved internal knowledge sharing by developing comprehensive documentation outlining standard operating procedures for various tasks.
- Developed and implemented compliance strategies that mitigated financial risks and ensured regulatory compliance.
- Refined client review processes, enhancing the efficiency and thoroughness of high-risk client assessments.
KYC Advisor/QC (Contractor)
Credit Suisse AG
04.2022 - 10.2022
- Facilitated communication and collaboration between departments to help business function smoothly.
- Planned, developed, and implemented strategies to convey information to key stakeholders.
- Maintained up-to-date knowledge of industry trends and regulations, ensuring accurate advice was provided to clients at all times.
- Improved the firm's AML detection and compliance capabilities through enhanced procedures and training.
- Conducted training sessions that increased team efficiency in AML, regulatory compliance, and fraud detection.
AML KYC Onboard Specialist (Contractor)
Rabobank, NA
03.2021 - 12.2021
- Managed the revision of client onboarding processes, significantly improving compliance efficiency.
- Implemented due diligence protocols that reduced compliance issues and improved client service quality.
- Spearheaded the enforcement of stringent due diligence measures that markedly decreased regulatory violations.
- Performed regulatory risk assessments and classifications as part of the onboarding process.
- Ensured adherence to compliance and regulatory requirements.
KYC /QA/QC/Remediation Advisor (Contractor)
Bank Of China
01.2020 - 02.2021
- Actively engaged in rigorous compliance audits, ensuring consistent adherence to strict AML policies under regulatory scrutiny.
- Directed key QA/QC initiatives that enhanced the accuracy of KYC practices effectively minimizing financial risks.
- Enhanced AML compliance frameworks, resulting in improvement in the detection of financial discrepancies.
- Performed QA/QC reviews of KYC files; communicated with analysts conducting KYC reviews to ensure errors were resolved and minimized.
- Conducted timely reviews of high-risk customer profiles ensuring compliance with the Bank’s KYC BSA AML policies and procedures and regulatory requirements.
AML Team Lead, Project Manager QA/QA (Contractor)
Oppenheimer & Co Inc.
01.2019 - 10.2019
- Managed a team of 9 AML Transaction Monitoring Analysts covering the entire Global Private Client, Broker Dealer, Wealth Management, Investment Banking, Hedge Fund, Corporate, and Financial Institutional network.
- Conducted surveillance by reviewing Actimize alerts, and exception reports, conducting detailed research on involved parties, and analyzing activities for possible money laundering and terrorism financing.
- Initiated and led improvements that optimized effectiveness and accuracy across transaction monitoring systems.
Vice President - FCC Retail Banking & Private Bank
HSBC BANK USA
11.2003 - 06.2018
- Provided Advisory Services to the various lines of business partners within Private Banking on client risk and client closures.
- Provided on-site FCC compliance support for 86 Retail Bank Branches and RBB Offices within assigned US regions.
- Worked closely with front-line staff and back-office stakeholders on implementing and streamlining strategic initiatives and global standards for the US Retail business.
- Assisted with responses to information requests and reviews by internal auditors and regulators.
- Participated in meetings with business unit management to proactively identify emerging business issues and discuss related or new regulatory requirements.
- Drafted and issued employee communications regarding policy and underlying U.S. legal and regulatory changes.
Education
Graduate Certificate, Healthcare Policy Management - Healthcare
Pace University
New York, NY2021
Master of Public Administration (MPA) -
Pace University
New York, NY2021
Bachelor of Science - Legal Studies
City University of New York, New York City College
Brooklyn, NY2001
Skills
- Analytical Skills
- Project Management
- Team Collaboration and Leadership
- Documentation And Reporting
- Collaboration and Team Building
- Risk Management
- Compliance Management
- Leadership and Motivation
- Reporting
- Policy Writing
- Quality Assurance
- Regulatory Compliance
Affiliations
- School Board President, Mt. Vernon School District
- Budget Chair, responsible for strategic ($271M) financial oversight
- Policy and Ethics Chair, driving significant policy enhancements and reforms
Timeline
QA/QC Analyst - KYC/FIU (Contractor)
Sumitomo Mitsui Banking Corporation
05.2023 - Current
AML KYC Onboard Analyst (Contractor)
Mastercard
06.2022 - 11.2022
KYC Advisor/QC (Contractor)
Credit Suisse AG
04.2022 - 10.2022
AML KYC Onboard Specialist (Contractor)
Rabobank, NA
03.2021 - 12.2021
KYC /QA/QC/Remediation Advisor (Contractor)
Bank Of China
01.2020 - 02.2021
AML Team Lead, Project Manager QA/QA (Contractor)
Oppenheimer & Co Inc.
01.2019 - 10.2019
Vice President - FCC Retail Banking & Private Bank
HSBC BANK USA
11.2003 - 06.2018
Graduate Certificate, Healthcare Policy Management - Healthcare
Pace University
Master of Public Administration (MPA) -
Pace University
Bachelor of Science - Legal Studies
City University of New York, New York City College