Detail-oriented Mortgage Underwriter with expertise in documentation review, underwriting guidelines, and application analysis. Proven ability to ensure compliance and assess risks effectively, contributing to sound credit decisions.
Work History
Direct Endorsement Mortgage Underwriter
11 Years 2 Months
Capital City Home Loans | 06.2015 - Current
Evaluate Mortgage loan application for compliance with Capital City Home Loan and Agency guidelines.
Issue credit decision in accordance to FHA, VA and Conventional guidelines using both AUS and manual underwriting format.
Analyzed and verified applicant income, assets, credit history and other legal documents to determine risk, repayment capacity, ratios and acceptability to agency and Lender's guidelines.
Review residential appraisal for acceptability.
Demonstrate excellent follow through with loan processors, loan originators and management throughout all phases of the underwriting process