Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Lu Zhao

Pasadena,CA

Summary

Proven real estate professional with over 3 years of experience in driving substantial growth and client satisfaction. Recognized for exceptional negotiation skills, strategic marketing acumen, and an ability to build and leverage powerful industry networks. Demonstrates a results-oriented approach that consistently delivers outstanding outcomes in competitive markets.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Mortgage Loan Officer

Googain Inc.
Sunnyvale, CA
11.2022 - Current
  • High-Volume Closures: Closed over $6M in loans with a 90% closing rate, achieving a 98% customer satisfaction score and driving repeat business.
  • Strategic Loan Execution: Developed and implemented a robust loan demand strategy, significantly increasing loan approvals.
  • Restructuring Success: Successfully restructured declined loans for subsequent approvals, ensuring compliance and maximizing approval rates.

Real Estate Agent

MaxReal
Sunnyvale, CA
08.2022 - Current
  • Business Network Expansion: Established a high-performing network of over 30 mortgage lenders, contractors, and attorneys, facilitating seamless client referrals.
  • Clientele Growth: Achieved a 30% increase in client database through innovative lead generation and strategic advertising efforts.
  • Client Satisfaction Excellence: Delivered personalized client consultations and market analyses, significantly enhancing client satisfaction.

Mortgage Loan Underwriter

Googain Inc.
Sunnyvale, CA
10.2020 - 10.2022
  • Top Producer Achievement: Achieved the highest loan-funding rate in the team, processing 1000 loan applications worth $500M in two years, consistently exceeding production goals by 20%.
  • Compliance & Precision: Secured impeccable adherence to stringent eligibility requirements for all loan submissions, consistently ensuring regulatory compliance and operational excellence.

Education

Bachelor of Arts - Psychology

University of California, Santa Barbara
Santa Barbara, CA
06-2015

Skills

  • Honest and ethical
  • Customer service-focused
  • Bilingual in Chinese
  • Regulatory Compliance
  • Relationship building and management
  • Underwriting expertise

Certification

  • CalBRE: 2186255
  • NMLS: 2391206
  • Life & Health Insurance: 1916997

Timeline

Mortgage Loan Officer

Googain Inc.
11.2022 - Current

Real Estate Agent

MaxReal
08.2022 - Current

Mortgage Loan Underwriter

Googain Inc.
10.2020 - 10.2022

Bachelor of Arts - Psychology

University of California, Santa Barbara

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Lu Zhao