Luis Apa
North Miami,FL
Overview
10
10
years of professional experience
Work History
Loan Officer /Bank Branch Manager
The Lending Group
Miami, FL
11.2022 - Current
- Developed and maintained relationships with potential customers to increase loan business.
- Reviewed credit histories, income statements, and other financial information of loan applicants.
- Analyzed financial data to determine the feasibility of granting loans.
- Verified accuracy of loan documents prior to approval.
- Approved or denied loan applications based on established guidelines.
- Assisted in the development of new products and services for loan customers.
- Interacted with underwriters, appraisers, title companies. during the processing of a loan application.
- Provided customer service support throughout the entire process from application through closing.
- Maintained current knowledge regarding new laws, regulations, policies, procedures, products, services. related to consumer lending operations.
Loan Officer Branch Manager
Pioneer Mortgage Funding, Inc. (1936558)
Miami, FL
04.2020 - 11.2022
- Developed and maintained relationships with potential customers to increase loan business.
- Reviewed credit histories, income statements, and other financial information of loan applicants.
- Analyzed financial data to determine the feasibility of granting loans.
- Approved or denied loan applications based on established guidelines.
- Explained various types of loans available to customers and their associated terms and conditions.
- Interacted with underwriters, appraisers, title companies. during the processing of a loan application.
Loan Officer
NATIONS TRUST MORTGAGE INC
Miami, FL
06.2019 - 04.2020
- Developed and maintained relationships with potential customers to increase loan business.
- Reviewed credit histories, income statements, and other financial information of loan applicants.
- Analyzed financial data to determine the feasibility of granting loans.
- Approved or denied loan applications based on established guidelines.
Loan Officer
Florida Mortgage Solutions Group, Inc. (289853)
Miami, FL
02.2017 - 01.2019
- Developed and maintained relationships with potential customers to increase loan business.
- Reviewed credit histories, income statements, and other financial information of loan applicants.
- Analyzed financial data to determine the feasibility of granting loans.
- Verified accuracy of loan documents prior to approval.
- Approved or denied loan applications based on established guidelines.
Loan Officer
A&D Mortgage LLC (958660)
Miami, FL
03.2015 - 11.2016
- Developed and maintained relationships with potential customers to increase loan business.
- Reviewed credit histories, income statements, and other financial information of loan applicants.
- Analyzed financial data to determine the feasibility of granting loans.
- Verified accuracy of loan documents prior to approval.
- Approved or denied loan applications based on established guidelines.
Loan Officer
The Lending Group Company (1148626)
Miami, FL
04.2014 - 03.2016
- Developed and maintained relationships with potential customers to increase loan business.
- Reviewed credit histories, income statements, and other financial information of loan applicants.
- Verified accuracy of loan documents prior to approval.
- Approved or denied loan applications based on established guidelines.
Education
Associate of Science -
Florida Computer And Business School
Miami01-2023
Skills
- Collections proficiency
- Bottom Line LoanMaster Loan Servicing
- Financial planning expert
- Customer service-focused
Languages
Spanish
Native/ Bilingual
Timeline
Loan Officer /Bank Branch Manager
The Lending Group
11.2022 - Current
Loan Officer Branch Manager
Pioneer Mortgage Funding, Inc. (1936558)
04.2020 - 11.2022
Loan Officer
NATIONS TRUST MORTGAGE INC
06.2019 - 04.2020
Loan Officer
Florida Mortgage Solutions Group, Inc. (289853)
02.2017 - 01.2019
Loan Officer
A&D Mortgage LLC (958660)
03.2015 - 11.2016
Loan Officer
The Lending Group Company (1148626)
04.2014 - 03.2016
Associate of Science -
Florida Computer And Business School