LUIS CALDERON
Comanche
Summary
Motivated employee who learns quickly in fast-paced, high-volume environments. I am an experienced Loan Analyst with a strong background in evaluating credit data and financial statements to recommend loan approvals or denials. My expertise includes working with both consumer and commercial loans. I excel at interpreting complex financial information, identifying profitability risks, and making sound decisions under pressure. I have a proven ability to improve loan policies and procedures while positively contributing to team success.
Overview
11
11
years of professional experience
Work History
Loan Analyst
Farmers and Merchants Bank
Stephenville
03.2024 - Current
- Reviewed financial statements to determine borrowers' repayment capacity.
- Collaborated with loan officers to streamline application processes.
- Developed financial models for loan analysis, including cash flow projections and risk assessments.
- Prepared detailed reports summarizing findings from loan analyses for senior management review.
- Approved or denied loan applications and explained reasoning behind decisions.
- Prepared reports summarizing analysis results for management review.
AUTOBODY REPAIR TECHNICIAN, ASSEMBLER
Servs
Comanche
01.2016 - 03.2024
- Assembled components with minimal supervision, exceeding expected project milestones.
- Collaborated with team members to improve production processes and maintain quality standards.
- Completed durable assemblies and subassemblies with hand and power tools.
- Monitored production to verify quality and completion of task in designated timeframes.
- Maintaining shop inventory according to set standards and rectified discrepancies.
- Reassembled and replaced parts to complete body repairs.
- Inspected vehicles to identify and document repair needs.
- Prepared cost estimates for vehicle repairs and provided detailed documentation for customer review.
GROCERY MANAGER
Brookshires
Comanche
01.2015 - 01.2016
- Delegated tasks and duties to grocery staff and clearly communicated timeframes for completion.
- Reviewed inventory levels and placed orders for products and merchandise for restocking purposes.
- Kept grocery team operations in strict compliance with workplace standards and food safety requirements to maintain optimal health protection.
- Performed key tasks to promote inviting grocery store appearance.
Education
Bachelor of Business Administration - Accounting
Tarleton State University
Stephenville, Texas12.2023
Skills
- Loan analysis
- Team collaboration
- Portfolio management
- Underwriting calculations
- Credit evaluation
- Financial modeling
- Communication skills
Languages
Spanish, Native or Bilingual
Timeline
Loan Analyst
Farmers and Merchants Bank
03.2024 - Current
AUTOBODY REPAIR TECHNICIAN, ASSEMBLER
Servs
01.2016 - 03.2024
GROCERY MANAGER
Brookshires
01.2015 - 01.2016
Bachelor of Business Administration - Accounting
Tarleton State University
Similar Profiles
Brian IglesiasBrian Iglesias
Operations Record Specialist at Farmers and Merchants Bank of Long BeachOperations Record Specialist at Farmers and Merchants Bank of Long Beach
Michael RendonMichael Rendon
Senior Banker at Farmers and Merchants BankSenior Banker at Farmers and Merchants Bank
Crystal BaldyCrystal Baldy
Treasury Management Sales Officer at Farmers and Merchants BankTreasury Management Sales Officer at Farmers and Merchants Bank
Misty ReynoldsMisty Reynolds
Customer Service Representative at LegalShield - One Pre-Paid WayCustomer Service Representative at LegalShield - One Pre-Paid Way
James BurlesonJames Burleson
Ranch Hand at Goose Creek RanchRanch Hand at Goose Creek Ranch