Highly-motivated Claims Adjuster specializing in asbestos and smoke HAZMAT claims and Xactimate estimates. Proactive in resolving cases quickly. Looking to become the top Adjuster of my specialty field areas in the Baltimore/Washington, DC metropolitan area.
Overview
26
26
years of professional experience
5
5
Certificates for Property Losses
Work History
Public Adjuster
Metro Public Adjustment Inc
01.2018 - Current
Reviewed, evaluated and adjusted claims to promote fair and prompt settlement.
Responsible for performing full home inspections and determining whether the damage is covered under the terms of the insured’s policy.
Responsible for determining which claim is most beneficial to insured in homes with multiple events.
Responsible for determining if hazardous conditions exist due to smoke, mold, asbestos, and others and properly advising homeowners how to proceed.
Responsible for getting insurance companies to properly mitigate and compensate homeowners in properties where hazardous conditions exist.
Successfully reopened multiple claims to get the insured properly compensated.
Successfully argued on multiple occasions scope of work necessary to mitigate smoke damage in homes.
Successfully argued asbestos abatement procedures with insurance companies.
Responsible for writing concerns and rebuttal letters to insurance companies to help clients obtain a fair and reasonable settlement to their claims.
Business Owner
Self-employeed
01.2000 - Current
Running all facets of self-operated business without the need of employees
Responsible for customer acquisition, preservation, and satisfaction
Evaluating and purchasing new equipment depending on the location needs
Performing maintenance of equipment in locations whether is replacement of electronics or ensuring that machines preserve customer appeal
Keeping accounting records and supporting documentation
Filing State and Federal reports and tax returns.
Supervisory Budget Officer
US Department of Agriculture
01.1998 - 01.2003
Responsible for the budget justification, planning, and execution of the Service Center Initiative (SCI) with an annual allocation of $4.5 million and total budget for the program exceeding $30 million
The SCI undertook the the biggest information technology initiative in USDA history
Prepared program report narratives for Congress and the general public describing program accomplishments and major developments in support of the President’s budget decisions
Resolved difficult issues, improved budget management as mandated by Congress, and took advantage of emerging opportunities in new business practices
Identified fiscal trends and emerging program and fiscal needs in support of the President’s budget
Trained Federal, State, and Nationals (non-US citizens in Mexico City’s USDA International Services office) to use the new accounting system and learn new, more efficient accounting procedures
Prepared annual budget justifications and monthly budget status of funds presentations for several groups including: at the President’s Cabinet level, the Secretary of Agriculture and his Under-Secretary and Budget Staff; at the Agency level, the various Agency Administrators under the SCI umbrella; at the Congressional level, Congressional staffers, the Clerk of Appropriations, and the Government Accountability Office; and many other groups affected by the new business models resulting from the SCI.
Education
Economics
University of Maryland
01.1993
Accounting
University of Puerto Rico
01.1984
Skills
Extensive training in home inspection procedures
Extensive training in different homeowner and business policies and how to interpret their language and provisions
Extensive training in asbestos, water, fire, and smoke damage restoration
Extensive training and experience in business writing
Extensive “train the trainer” training and experience training employees at a national and international level
Extensive knowledge of computers and computer programs such as Word, Excel, PowerPoint, Pages, Numbers, and Keynote
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Certification
Public Adjuster License in Maryland, Virginia, and the District of Columbia
Certified EPA Asbestos Supervisor
Certified IICRC Water Damage Restoration Technician
Certified IICRC Fire and Smoke Damage Restoration Technician
Certified Xactimate Level 1 & 2
Successfully competed several roof and home inspection training and tests from the International Association of Certified Home Inspectors.
Quote
Age is a question of mind over matter. If you don’t mind, it doesn’t matter.
Satchel Paige
Timeline
Public Adjuster
Metro Public Adjustment Inc
01.2018 - Current
Business Owner
Self-employeed
01.2000 - Current
Supervisory Budget Officer
US Department of Agriculture
01.1998 - 01.2003
Economics
University of Maryland
Accounting
University of Puerto Rico
Languages
Fluent in English and Spanish (read, write, and speak).
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