Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.
Overview
26
26
years of professional experience
1
1
Certification
Work History
Licensed Mortgage Broker
Downey Capital Mortgage
06.2019 - Current
Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
Worked with underwriters to fix application problems and resolve issues.
Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
Fielded customer complaints and provided solutions.
Explained very technical financial information to applicants in easy to understand language.
Realtor
Keller Williams
09.2015 - Current
Assisted buyers with finding ideal homes by assessing needs, requirements, and budgets.
Wrote contracts to outline sales and purchases of properties.
Resolved client concerns related to home purchases to maintain high satisfaction ratings.
Advised and informed prospective clients on current market activities and conditions.
Completed property walk throughs before completing deals to uphold accuracy in listings and appraisals.
Educated clients on changing or updating properties, buying, and selling techniques and processes to maintain curb appeal.
Liaised between buyers and sellers to establish favorable prices and negotiate contract terms.
Maintained connections with clients to encourage repeat business and referrals.
Worked closely with clients to facilitate appropriate loans, inspections, and credit reports.
Police Sergeant
California Highway Patrol
04.1998 - 06.2020
Supervised and coordinated daily operations of patrol shifts of up to 15 officers.
Served as mentor and role model to junior officers.
Evaluated case documentation submitted by team members to check accuracy and compliance with department policies aimed at protecting criminal cases.
Motivated and trained squad members to become proficient with equipment and daily tasks.
Led shift briefings to inform officers of properties to check and individuals of note in local areas.
Developed and maintained positive relationships with community members.
Handled and investigated citizen complaints of documented police reports, officer interactions and alleged violations of departmental policies.
Education
No Degree - Criminal Justice
Rio Hondo College
Whittier, CA
Skills
Relationship Selling
Negotiation Tactics
Scheduling Oversight
Financial Analysis
Residential Mortgage Lending Regulations
Refinancing Options
Regulatory Compliance
Credit History Review
Attention to Detail
Customer Relations
Complaint Handling
Affiliations
National Association of Realtors
National Association of Mortgage Brokers
National Association of Hispanic Real Estate Professionals
Certification
Licensed NMLS #1711973
Real Estate License DRE# 01443351
California Peace Officer Standard & Training- (Advanced Supervisor)