Lydell Stevenson
Proven Professional
McKinney,TX
Summary
Talented Professional with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Maintaining a high levels of customer satisfaction and productivity. Offers great time management and task prioritization skills.
Overview
14
14
years of professional experience
3
3
years of post-secondary education
Work History
Loan Officer
Supreme Lending
Addison, TX
03.2019 - 03.2023
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Developed and maintained relationships with customers, lenders and other third parties.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Researched and updated industry knowledge on changing legislation and regulations.
- Monitored and maintained year long builder reports and pipelines to assess potential risk, delays, and market trends to ensure an efficient and successful home building experience.
Sen. Loan Officer/ Team Lead
Homeward Residential Inc
Addison, TX
11.2017 - 03.2019
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Serviced company portfolio reports to recognize potential clients in need of financial assistance though refinancing loan term or new purchase loans.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Assisted team members through managerial duties, new hire training and knowledge of lending regulations and requirements.
Home Mortgage Consultant
Wells Fargo
Plano, TX
12.2014 - 07.2017
- Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases and refinancing options
- Worked with several bank partners with identifying potential clients in need of mortgage assistance and advise
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Developed and implemented marketing campaigns to generate new business opportunities.
- Fielded customer complaints and provided solutions.
- Explained very technical financial information to applicants in easy to understand language.
Mortgage Loan Officer
Bank Of America
Plano, TX
02.2011 - 12.2014
Licensed Loan Officer
Loan Net Expo
Addison, TX
06.2009 - 01.2011
Education
Marketing And Management
Greenville College
Greenville, IL 08.1988 - 05.1991
Mortgage Lending
Champion School of Real Estate
Dallas, TX 04.2009 - 04.2009
Skills
Financial transactions expertise
Experian Transact SM
Moody's KMV CreditEdge
Practiced at FHA loan process
Financial analysis aptitude
Deep knowledge of bankruptcy processes
Credit
Team Player
Database Management
Proficient in many types of accounting systems and software
Business Development
Financial Advising
Financial Industry Computer Systems Loan Accountant
Sales expertise
Loans
Financial services
Relationship building and management
Risk management assessments
White Clarke North America Credit Adjudication and Lending Management
DRE NMLS License
Timeline
Loan Officer
Supreme Lending
03.2019 - 03.2023
Sen. Loan Officer/ Team Lead
Homeward Residential Inc
11.2017 - 03.2019
Home Mortgage Consultant
Wells Fargo
12.2014 - 07.2017
Mortgage Loan Officer
Bank Of America
02.2011 - 12.2014
Licensed Loan Officer
Loan Net Expo
06.2009 - 01.2011
Mortgage Lending
Champion School of Real Estate
04.2009 - 04.2009
Marketing And Management
Greenville College
08.1988 - 05.1991