MABEL RAMOS

Work History

Bankers Title And Escrow Services

Miami Lakes , Florida

05.2019 - Current

Handled and closed 40+ files month, balanced with lenders and reviewed all title documents and closing disclosures
Issued all wires and checks for sellers, buyers, realtors, attorneys and vendors.
Recorded all legal documents such as deeds, mortgages, affidavits and quit claim deeds to each different counties.
Renewed all company insurances and licenses.
Worked on aged remaining balance report, aged negative balance report, trial balance report.
Handled all post closing issues for every closed file
Voided checks and processed all stop payments for any lost check
Reconciled accounts and reviewed escrow account to assure all files were at "0"
Evaluated and improved accuracy and completeness of financial records.
Partnered with auditors on annual audits and realized compliance with underwriting guidelines.
Prepared and filed 1099's for seller proceeds.
Executed all yearly data calls to state
Made all deposits for operating account and escrow account
Gathered financial information, prepared documents, and closed books.
Supervised loan personnel and motivated to maintain customer service and performance standards
Compiled closing packages for drafting and presentation accuracy
Resolved conflicts and negotiated mutually beneficial agreements between parties

Best Doctors Insurance

12.2015 - 05.2019

Check runs for commissions Individual and groups for all issuers, payments issued weekly
Validate commission structures
Reconcile adjustments, holds, CRMS vs
Di inquires inbox and SunTrust/cashpro
Assign, categorize and respond 24/hrs, research inquires, track payment issues, stop payments
Reports- Open item entry, void and notifications, group trackers, processed commissions register, check tracking, banking info reports
Banking information-validate, enter and track spirit and Great plains
Payment identification- search, identify, apply, credit portals, BMO and st kitts
Premium reimbursements- review and process requests, payeezy, WT, CKS, EFT’S
Assisted in BDIL group reconciliations, open premium reconciliation
Participated in development and acceptance testing of new reports and enhancements.
Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting
Maintained energy and enthusiasm in fast-paced environment
Proved successful working within tight deadlines and fast-paced atmosphere

SF Partners Mortgage LLC

Coral Gables, FL

01.2012 - 11.2015

Managed approximately 20 bank accounts with regards to deposits, payables, maintaining ledgers and preparing financial statements
Issued payment to vendors and suppliers on weekly basis
Handled cash, processed deposits and posted high volume of tenant rent checks using proper accounting procedures and documentation
Processed journal entries, online transfers, wires, bank statements and credit card reconciliations
Conducted month-end balance sheet reviews and reconciled any variances
Researched and resolved billing and invoice discrepancies
Prepared necessary paperwork to process insurance renewals and managed over 15 policy renewals
Tracked rental reports for over 300 commercial tenants using rent manager software
Analyzed and prepared tax reports for correct payment to Florida Department of Revenue for sales and use tax
Handled documentation for city and county recordings for REO assets
Assisted in acquisition and disposition of investment properties and REO assets
Prepared draft legal reports for foreclosures
Handled company and personal city, county and state filings of each entity
Performed clerical and administrative functions and created PowerPoint presentations used for business development
Created, organized and maintained all borrower and investment property files, both physical and electronic
Ensured sufficient inventory of office supplies
Coordinated the repair & maintenance of office equipment & software
Managed day-to-day calendar for senior director

Michael Hirsch

Fort Lauderdale, FL

03.2009 - 01.2012

Accounting duties: bank statement reconciliations, accounts payable, accounts receivable, profit and loss statements, invoicing, credit card reconciliations, journal entries using QuickBooks
Handled payroll for 8 employees
Managed day to day calendar for attorney
Prepared legal documents for foreclosures

Weston Mortgage Realty

Weston, FL

06.2004 - 02.2009

Oversaw accounts payable and receivable, invoicing, journal entries, payroll
Served as central point of contact for all outside vendors
Maintained up-to-date department organizational chart and posted all new listing on MLS
Organized files, developed spreadsheets, faxed reports and scanned documents
Properly routed agreements, contracts, and invoices through signature process