Maggie Nielsen

Cultivated new leads through strategic outreach, referrals, and community networking.

Drafted and negotiated purchase agreements while ensuring legal compliance.

Consulted with clients to understand needs regarding property type, location, budget, and timelines.

Researched and presented properties meeting client criteria, including conducting comparative market analysis.

Organized and led property showings for potential buyers or renters.

Assisted clients in negotiating offers and contracts to secure optimal terms.

Reviewed and assessed loan applications for creditworthiness and approval eligibility.
Analyzed financial records, including income, assets, liabilities, and credit history.
Ensured accuracy of bank statements, tax returns, and income statements.
Evaluated customer needs and regulatory standards to design effective loan structures.
Prepared management reports summarizing analysis results.
Maintained knowledge of industry trends and compliance requirements.
Conducted periodic reviews of existing loans to verify policy adherence.
Monitored real estate market changes impacting lending decisions.

Completed intensive education in real estate law, finance, and ethics with a focus on Colorado state requirements.
Built a strong foundation in residential sales contracts, negotiation, and fiduciary responsibilities.

Evaluated and processed diverse mortgage loan types, approving loans up to $2.2 million under delegated authority.
Led and mentored underwriting professionals, boosting team performance and operational efficiency.
Conducted thorough reviews of loan documentation for compliance with regulatory standards and risk management.
Facilitated timely communication with lenders and clients, delivering loan decisions and supporting contract underwriting.
Contributed to Redaction Project for adoption of advanced underwriting A.I. technology.

Analyzed financial data, including income, assets, and liabilities, to assess borrower repayment capacity.

Reviewed loan applications for accuracy, completeness, and regulatory compliance.

Conducted quality control reviews on files prior to submission to investors and agencies.

Collaborated with closing departments to ensure timely loan funding.

Resolved customer inquiries regarding loan status efficiently.

Determined suitable loan terms based on risk assessment results.

Monitored industry news for updates on mortgage lending laws and regulations.

Ensured compliance with investor guidelines, government regulations, and credit policy standards.

Conducted a detailed analysis of the borrower's financial information to determine the ability to repay the loan.

Determined loan eligibility based on established underwriting criteria.

Assessed the collateral value of properties as part of the underwriting process.

Evaluated non-conforming loans for exceptions or deviations from standard guidelines.

Reviewed and evaluated loan documents to ensure compliance with company, investor, and government guidelines.

Analyzed credit histories, appraisals, title reports, and other related documentation in order to assess the risk of default.

Verified that all required conditions were met prior to closing a loan file.