Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Mahali Cruz Hernandez

Indianapolis,IN

Summary

Experienced Customer Service & Claims Specialist with 5+ years in high-volume call centers and 16 years in hospitality and healthcare support. Skilled in resolving complex issues, handling escalations, and navigating multiple platforms across benefits, claims, authorizations, and financial accounts. Seeking a Senior Complex Customer Care Representative role where I can leverage my experience, strong problem-solving ability, and commitment to one-call resolution.


Overview

2026
2026
years of professional experience

Work History

Direct Billing & Employer Customer Service Representative

Optum
2024 - Current
  • Managed high-volume calls across Employer, Directed Spend, and Employer COBRA insurance.
  • Assisted members with food card orders, utilities payments, and benefit card discrepancies.
  • Processed payments and improved first-call resolution.
  • Supported COBRA participants with portal support, elections, and benefit walkthrough.

Claims & Benefits / Customer Care Representative

UnitedHealth Group (UHG)
10.2020 - 2024
  • Answer 30–40 inbound/outbound calls daily, delivering compassionate, accurate, and timely support.
  • Resolve escalated concerns by researching complex issues across multiple databases.
  • Provide detailed explanations of benefits, eligibility, and coding accuracy.
  • Perform authorization and appeals analysis following HIPAA guidelines.
  • Serve as Team Ambassador, functioning as an informal advocate.
  • Navigate multiple systems, transitioning across platforms quickly.
  • Support performance goals in first call resolution, quality, efficiency, and customer satisfaction.

Unemployment CSR / Team Leader / Medicare-Medicaid CSR

PCG Consulting Group
08.2019 - 10.2020

Member Advocate

  • Led a team of 23 representatives, managing escalations and protocol compliance.
  • Managed incoming and outbound calls to Medicare and Medicaid recipients.
  • Educated members on available benefits and services.
  • Scheduled health risk assessments to support preventive care.
  • Assisted individuals with housing, food resources, and home medical support services.

Illinois Department of Employment Security| Team lead CSR

  • Managed unemployment claim calls and demographic updates.
  • Responding to inquiries about claim status, eligibility, payment details, and general program rules.



Education

B.S. - Health Information Management

The University of Arizona Global Campus
Tucson, AZ
01.2021

High School Diploma - undefined

Penn Foster High School
Scranton, PA
01.2018

Skills

  • First Call Resolution (FCR)
  • Escalation Management
  • Medical Terminology
  • Claims & Benefits Expertise
  • Prior Authorization & Appeals
  • EPIC
  • RUMBA
  • EHR/CRM
  • Microsoft Word
  • Excel
  • Outlook
  • Provider & Member Services

Languages

English
Spanish

Timeline

Claims & Benefits / Customer Care Representative

UnitedHealth Group (UHG)
10.2020 - 2024

Unemployment CSR / Team Leader / Medicare-Medicaid CSR

PCG Consulting Group
08.2019 - 10.2020

High School Diploma - undefined

Penn Foster High School

Direct Billing & Employer Customer Service Representative

Optum
2024 - Current

B.S. - Health Information Management

The University of Arizona Global Campus