Summary
Overview
Work History
Education
Skills
Websites
Accomplishments
Certification
LANGUAGES
Timeline
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Mahmoud Salman

Mahmoud Salman

Summary

  • Commercial underwriting professional with extensive experience in evaluating financial statements and determining risk levels for Commercial lending, prepared for challenging roles in risk assessment and financial analysis. Proven expertise in evaluating complex financial data and ensuring compliance with regulatory standards. Strong focus on team collaboration and achieving results, adapting seamlessly to changing needs. Achieved high levels of underwriter certification after completing Credit College at Comerica Bank, demonstrating commitment to professionalism and continuous learning. Received multiple awards for outstanding performance in the past 3 years.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Commercial Underwriter - Business Banking

Comerica Bank
02.2025 - Current
  • Prepared & documented RECAPs for different type of Businesses, Low, medium and high risk, requesting different types of loans up to $3MM in exposure for different purposes, included approval & denial recommendations by determining accurate risk levels.
  • Streamlined underwriting processes for increased efficiency and accuracy in evaluating Businesses Loan applications.
  • Analyzed credit, compliance, Business Income, Financial statements, and appraisals during underwriting process.
  • Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
  • Evaluated loan applications for affordability and conformance with underwriting guidelines.


Sr. Commercial Credit Specialist - Private Banking

Comerica Bank
04.2022 - 02.2025
  • Generated RECAPs and prepared documentation for credit relationships, ensuring accuracy in credit facilities, while conducting background checks including OFAC screenings.
  • Risk Rating Reviews preparation, Delinquent Statement Report, Past Due Loans, Covenant Exception Report, Input Risk Rating Changes/Updates.
  • Enhanced monitoring of financial statements to identify inconsistencies in individual and business financial statements spreading and tracking.
  • Conducted business and financial analysis by preparing credit quality review packages and analyzing data.

Credit Risk Senior Analyst

FransaBank SAL
12.2017 - 04.2021
  • Successfully fulfilled the responsibilities of multiple positions such as a Credit Risk Analyst, Relationship Banker and Teller.
  • Other Roles

Education

MBA - Management Administrative Science & Leadership

Université Saint-Joseph
01.2018

BA - Business Management

Université Saint-Joseph
01.2016

Skills

  • Microsoft Office, Excel, Power Point, Word
  • Microsoft SQL Server 2022
  • Underwriting & Decision-making proficiency
  • Financial performance evaluation
  • Risk analysis expertise
  • Cash flow management
  • Credit analysis
  • Strong attention to detail
  • Analytical problem-solving
  • Client relationship management
  • Verbal and written communication
  • Coaching

Accomplishments

  • Completed Credit College at Comerica Bank in Dallas, TX
  • Presented Credit position online Video - Comerica Bank
  • Selected as Change Champion - Comerica Bank
  • AEB Award for outstanding performance , 2 Costar appreciation - Comerica Bank

Certification

  • Verified International Academic Qualifications, World Education Services, New York, USA
  • Commercial Underwriting Mentorship program, Comerica Bank
  • Master of Diversity Awareness, Platinum Badge, Comerica Bank

LANGUAGES

English | Advanced
French | Advanced
Arabic | Native

Timeline

Commercial Underwriter - Business Banking

Comerica Bank
02.2025 - Current

Sr. Commercial Credit Specialist - Private Banking

Comerica Bank
04.2022 - 02.2025

Credit Risk Senior Analyst

FransaBank SAL
12.2017 - 04.2021

BA - Business Management

Université Saint-Joseph

MBA - Management Administrative Science & Leadership

Université Saint-Joseph