Summary
Overview
Work History
Education
Skills
Timeline
Generic

Maigha Strickland

Houston,TX

Summary

Able to explain complex concepts in a clear and concise manner Proficient and prioritization in excel and statistical data Ability to analyze large amounts of data Strong commitment to accuracy and quality Excellent time management skills with a proven ability to meet deadlines. Ability to function well in a high-paced and at times stressful environment. Ability to independently own multiple concurrent activities, drive completion and produce executive level reporting. Strong credit analytical skills in the High Net Worth and or Commercial business with attention to detail. Execution oriented with demonstrated project management and problem-solving skills. Strong partnering skills with ability to navigate across teams, eliminate roadblocks, drive consensus to achieve resolution and ensure successful execution. Able to develop and maintain strategic business relationships, with strong written and oral communication skills. Highly-qualified Credit Manager driven to minimize risk while capitalizing on opportunities to accomplish bank objectives in sales, customer growth and bottom line profitability. Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.

Overview

23
23
years of professional experience

Work History

Credit Manager

Baystar, Bayport Polymers
08.2022 - Current
  • Oversee the implementation and adherence to the created credit policy and procedures
  • Approves decisions regarding the extension of new or existing credit, adjustments to customer accounts, and referral of overdue accounts for legal actions
  • Manages delinquent customer receivables, negotiates special customer payment plans and participates in development of financial packages
  • Manage a department to ensue achievement of functional and budget/financial goals are meet
  • Perform credit reviews for existing accounts that request/require increases in credit lines under the collaborative direction of both the National Sales Manager and Business Director
  • Works closely with legal department in obtaining executed versions of NDAs, Parent Guarantees, Letters of Credit, etc
  • Secures collateral of potential and existing customers when their financial position will not support an unsecured line of credit

Sales Support and Enablement

Sasol Chemical N.A
07.2020 - 08.2020
  • Strength and expand long-term relationships with the most strategic and highest opportunity accounts while gaining knowledge of assets, profit expectations, risk management strategies and local market drivers
  • Develop an understanding of customers' needs to allow the utilization of the portfolio of solutions designed to consistently meet customers needs with key account segments
  • Engage with sales in a manner that promotes an open and consistent flow of information from the company to enable an effective and efficient solution and execution
  • Consistently identify and communicate customer insights back into the business unit to be utilized to create and enhance standardized customer segment value propositions and strategy development
  • Responsible for Commercial/Sales contract management and driving set up of process and tool to compile contract information (termination/renewals, volume tracking, etc.)

Credit Analyst

06.2000 - 04.2018
  • Responsible for maintaining and recommending acceptable customer credit risk
  • Including evaluation of new and existing customer's financial status and credit worthiness
  • Coordinates with customer's financial contacts and/or financial institutions to establish and maintain proper payments mechanisms to minimize NAO credit risk
  • Responsible for coordination with global business, marketing management and supply chain to review order shipment status if risk factors warrant a credit hold

Credit Analyst

08.2017 - 03.2018
  • Responsible for the collection and maintenance of a collection portfolio of customer accounts on an assigned portfolio up to $90Million
  • Perform credit reviews for new and existing standalone customers in accordance with the Global Credit Policy
  • Approve credit limits based on credit approvals authority as delegated by positions and internal risk ratings
  • Utilize credit risk models to interpret financial risk and assign internal risk ratings
  • Monitor and approve sales orders on credit hold
  • Interact with internal sales, customer services and pricing analyst to resolve customer disputes in a timely manner
  • Make recommendations of bad debt reserve on a monthly basis after reviewing collection efforts with sales and management.

Credit Analyst

Intsel Steel Distributors
12.2013 - 11.2016
  • Responsible for the collection and maintenance of a collection portfolio of customer account ranging up to $15 thousand
  • Set up customer in system
  • Develop credit risk for assigned region and develop and implement risk strategies
  • Monitor, review, and reconcile customer accounts
  • Identify and recommend resolution to potential issues arising from A/R, including terms granted and collection issues
  • Monitor discrepancies on customer's account, and assist in resolving the issues
  • Maintain credit holds in system and ensure that all credit guidelines are followed
  • Place collection calls with follow up and record information in system
  • Communicate with sales team and customers regarding customer issues and collections
  • Work closely with the Cash Application team to ensure that payments are posted timely and properly to customers' accounts
  • Understand the lien laws of every state to properly secure construction lien rights in the time allowed by the state
  • Work closely with management and sales to ensure the DSO stays within company guidelines
  • Work with management in the hiring and training of new and existing employees.

Credit Portfolio Analyst

Ascend Performance Materials
10.2011 - 04.2013
  • Responsible for the collection and maintenance of a collection portfolio of customer accounts and problem resolution
  • Interact with customers to address routine servicing matters or other risk related issues
  • Assist with managing the existing portfolio of customers through verification and analysis of financial and collateral information
  • Review new accounts credit worthiness in order to make decisions on their requests
  • Provide analysis for recommended adjustments to controls and models
  • Detail analysis, using financial modeling and static predictions to evaluate credit risk within certain regions of assigned portfolio
  • Support projects to revise and improve existing policies and procedures as well as work on special assignments.

Education

Bachelor of Science - Finance

University of Phoenix

M-Master of Business Administration -

Texas A&M University - Corpus Christi
Corpus Christi, TX
05.2021

Skills

  • TECHNOLOGY:
  • Microsoft Office Software (Word, Excel, Outlook, Access, Power Point), SAP (FSCM and S4/HANA), Get Paid, BW (Business Warehouse), Power Bi, CRM AND C2
  • SKILLS:
  • Professional Development
  • Coaching
  • Performance Management
  • Public Speaking
  • Research
  • Policy Development
  • Risk Analysis
  • Risk Mitigation
  • Credit Evaluation

Timeline

Credit Manager

Baystar, Bayport Polymers
08.2022 - Current

Sales Support and Enablement

Sasol Chemical N.A
07.2020 - 08.2020

Credit Analyst

08.2017 - 03.2018

Credit Analyst

Intsel Steel Distributors
12.2013 - 11.2016

Credit Portfolio Analyst

Ascend Performance Materials
10.2011 - 04.2013

Credit Analyst

06.2000 - 04.2018

Bachelor of Science - Finance

University of Phoenix

M-Master of Business Administration -

Texas A&M University - Corpus Christi

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Maigha Strickland