Summary
Overview
Work History
Education
Skills
Languages
Timeline

Malak Rajput

SUISUN CITY,CA

Summary

Knowledgeable bank management professional bringing a well-coordinated and disciplined approach to department leadership. Well-versed in tracking data, writing reports and presenting talks to business leaders. Sales and customer relations expert, motivating and coaching team members to accomplish demanding financial objectives. Strategic planner with remarkable leadership and communication skills. Ready to offer 20+ years' experience in banking and take on a challenging new role. Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. Talented team builder and supervisor with expertise to develop and maintain consistent, accurate and legal accounting structures.

Overview

20
20
years of professional experience

Work History

Financial Center Manager

Bank of America
Vallejo, CA
03.2020 - Current

· Tracked metrics to maintain current understanding of center operations.

· Created and improved team and business policies.

· Developed and led performance-oriented team dedicated to accomplishing sales and service objectives.

· Worked with other department leaders to promote services and deliver seamless banking experience.

· Evaluated transactions and account openings to check for compliance with government guidelines.

· Counseled customers in selection of financial products to meet banking needs.

· Maintained regular performance appraisals for subordinates through verbal, written and on-going review programs.

· Created financial management mechanisms to minimize financial risk to business.

· Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.

· Checked payroll, vendor payments and other accounting disbursements for accuracy and compliance.

Market Manager

Bank of America
San Rafael, CA
01.2019 - 03.2020
  • Hired talented, trainable team members and drove new business strategies to grow revenues.
  • Minimized turnover through effective training and employee engagement programs.
  • Cultivated and maintained solid partner relationships to drive mutually beneficial collaboration and bottom-line profits.
  • Mentored and guided general managers on proper processes and methodologies.
  • Analyzed regional market trends to discover new opportunities for growth.
  • Improved individual location efficiency through effective leadership restructure.
  • Maximized branch revenue by optimizing daily operations.
  • Expanded business, developed revenue and managed market gains.
  • Handled human resource concerns and established plans to handle issues consistently and efficiently.
  • Aligned procedures and protocols with changing business demands.
  • Managed staff to optimize brand expansion initiative productivity.
  • Oversaw development of organization's network and established relationships with community stakeholders.
  • Organized and conducted recruiting events at area colleges.

Financial Center Manager

Bank of America
Vacaville, CA
10.2015 - 01.2019

· Tracked metrics to maintain current understanding of center operations.

· Created and improved team and business policies.

· Developed and led performance-oriented team dedicated to accomplishing sales and service objectives.

· Worked with other department leaders to promote services and deliver seamless banking experience.

· Evaluated transactions and account openings to check for compliance with government guidelines.

· Counseled customers in selection of financial products to meet banking needs.

· Maintained regular performance appraisals for subordinates through verbal, written and on-going review programs.

· Created financial management mechanisms to minimize financial risk to business.

· Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.

· Checked payroll, vendor payments and other accounting disbursements for accuracy and compliance.

Bank Branch Manager

Union Bank
Martinez, CA
11.2010 - 10.2015
  • Received internal audit score of 100%.
  • Built strong rapport with new and existing clients to better serve financial needs and promote branch loyalty.
  • Designed sales and service strategies to improve revenue and retention.
  • Verified cash by balancing cash drawers and maintaining cash count records.
  • Established and built customer relationships through targeted outreach and initiatives.
  • Planned work schedules to maintain adequate staffing levels.
  • Assigned duties to employees and examined work for accuracy, neatness and timeliness.
  • Boosted customer base, acquiring new customers and identifying needs to deliver relevant products.
  • Managed and inspired team members to perform to full potential, driving branch profitability.
  • Increased efficiency and drove branch revenue by optimizing daily operations.
  • Worked cross-functionally to plan and establish branch goals, supporting strategic objectives.
  • Disciplined employees to encourage compliance with company policies and procedures.
  • Grew business banking relationships through proactive outreach.
  • Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.
  • Coordinated approval or rejection of lines of credit or commercial, real estate or personal loans.

Assistant Bank Manager

Mechanics Bank Commercial Banking
Richmond, CA
07.2003 - 11.2010
  • Provided first-rate customer service by identifying and addressing customer concerns and inquiries.
  • Processed and approved international and domestic wire transfers, cashed checks and posted deposits and withdrawals.
  • Delivered associate performance evaluations to determine merit increases and bonus amounts.
  • Directed team members in authorizing loans and opening checking and savings accounts.
  • Conducted weekly consultative sales meetings with prospects and clients to drive deposit growth.
  • Explained benefits of various investment options to help customers fulfill personal investment goals.
  • Created sales action plans to consistently meet employee retention, profit, customer experience and lending goals.
  • Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.

Education

Some College (No Degree) -

Solano Community College, Fairfield, CA

Skills

  • Financial Resource Management
  • Adaptable to Changing Conditions
  • Prioritizing and Planning
  • Business Relationship Management
  • Critical Thinking
  • Strategy Development
  • Team Building Leadership
  • Decision Making
  • Staff Recruitment and Hiring
  • Financial Resources Management
  • Sound Judgment
  • Team Development
  • Business Partnership Management
  • Work Delegation
  • Sales Initiatives
  • Loss Mitigation
  • Goal Setting
  • Employee Training Oversight
  • Risk Assessment
  • Time Management
  • Relationship Building

Languages

Punjabi
Professional
Hindi
Professional

Timeline

Financial Center Manager - Bank of America
03.2020 - Current
Market Manager - Bank of America
01.2019 - 03.2020
Financial Center Manager - Bank of America
10.2015 - 01.2019
Bank Branch Manager - Union Bank
11.2010 - 10.2015
Assistant Bank Manager - Mechanics Bank Commercial Banking
07.2003 - 11.2010
Solano Community College - Some College (No Degree),
Malak Rajput