Dynamic software development professional with over 22 years of experience architecting innovative solutions and translating complex business objectives into actionable IT strategies for leading enterprises including JP Morgan, Walmart Insurance, ANZ, and US Bank. Proven track record in guiding engineering teams to deliver enterprise-grade systems excelling in scalability, security, and performance while establishing reference architectures and design patterns that ensure consistency across diverse software implementations. Expertise includes developing architecture roadmaps for critical product areas such as Fraud and Risk, Account Originations, and Marketing Management, with a strong focus on promoting Environment as Code practices and integrating Machine Learning into fraud detection strategies. Recognized for driving IT transformations from legacy systems to modern cloud-based solutions while setting architectural standards and fostering talent development within technical teams. Worked on Machine Learning Models integrated with fraud detection and leveraged Agentic AI for banking operations